No Cometas este ERROR al Vender una Casa en Pareja (Extinción de Condominio)

🔗🏠 AQUEOS Mortgage Broker | Access here: https://aqueos.es/?utm_source=youtube... ════════════ If you own a home with your ex-partner, a sibling, or any other co-owner, and one of you wants to keep the house, it's crucial to choose the right way to handle the transaction. In this video, I'll explain what a joint ownership termination is, when it can be used, and why it can save you thousands of euros in taxes compared to a traditional sale. We'll see how a joint ownership termination works step by step, what taxes are payable, how it affects the situation if there's still a mortgage, the bank's role, and the most common mistakes that can lead to problems with the tax authorities. We also analyze real-world examples to understand when Stamp Duty (AJD) applies instead of Transfer Tax (ITP), and what happens to the Personal Income Tax (IRPF) of the person receiving the compensation. If you're going through a divorce, an inheritance, or want to dissolve a co-ownership, this video will help you understand how to properly dissolve a joint ownership, avoid tax errors, and structure the transaction as efficiently as possible. ════════════ 🏠 AQUEOS Mortgage Broker: We negotiate your mortgage so you don't pay a single euro more. Personalized management and support until signing. ➨ Access it here with no obligation: https://aqueos.es/?utm_source=youtube... ════════════ INDEX 00:00 What is a termination of condominium ownership? 01:00 What it is and when it applies 01:57 Tax advantages 03:40 The correct steps 06:40 Common pitfalls and mistakes ════════════ 🔗 Link to the video "Housing Purchase Assistance 2026: everything you need to know":    • Ayudas para Comprar Vivienda 2026: todo lo...   🔗 Link to the video "Your mortgage bundles: which ones to accept and which ones are costing you money":    • Las vinculaciones de tu hipoteca: cuáles a...   ════════════ Transparency notice: This content is for informational purposes and reflects standard market conditions. In some cases, actual offers obtained by Aqueos Capital S.L. in transactions brokered during the indicated period are mentioned. Loan approval always depends on each lender's risk policy, the approved appraisal (in most cases, the LTV is calculated on the lower of the price and the appraised value), the borrower's debt level, income stability, and other applicable criteria. Discounts—such as direct deposit of salary or the purchase of insurance—can reduce the interest rate, but it is always advisable to assess their total cost (APR) and the benefits of taking them out. Aqueos Capital S.L. acts as a mortgage intermediary, registered with the Bank of Spain under code D929. ════════════