เงินเดือนหลักหมื่น หนี้ครอบครัวหลักล้าน จะมีอิสรภาพการเงินยังไง? l The Money Coach Podcast EP.111

What to do...when you're only 24 but have to shoulder over 1.5 million baht in family debt? Many people aren't in debt because they overspend, but because they bear the burden of problems they didn't create, forcing them to choose between building their own future or taking responsibility for a family facing a crisis. This episode of The Money Coach Podcast discusses the real-life case of "Brin," a 24-year-old salaried employee who has to help her family manage over 1.5 million baht in debt. Coach Num from The Money Coach and NamFinance will help you plan a systematic way to deal with debt, and encourage you to understand that debt relief isn't just about finding money to pay, but about creating a plan that allows you to get through the crisis without ruining your future. Topics discussed in the program: • How to manage family debt when you didn't incur it. • Why rushing to pay off all debt might not be the best answer. • How to manage home debt and utilize assistance measures to their fullest potential. • How keeping a list of creditors and communicating openly can reduce pressure. • Why building an emergency fund is important, even when rushing to pay off debt. • The dangers of the "acceleration of the mind" to achieve success quickly. • Should you work abroad to earn a lump sum of money? Or create new opportunities in Thailand. • How to balance family care and building your own future. Debt can be a heavy burden, but what's even heavier is dealing with it without a plan. When we dare to accept the truth, prioritize, and communicate honestly with all parties, problems that seem insurmountable can gradually resolve themselves step by step. If you are currently burdened with family debt or feel that your life is moving slowly due to financial problems, this will help you see a systematic way to manage debt and give you the motivation to move forward steadily. #TheMoneyCoachPodcast #TheMoneyCoachTH __ Subscribe to this channel for exclusive access __ https://www.youtube.com/@THEMONEYCOAC... __ Purchase Money LINE Stickers __ https://line.me/S/sticker/33373113 __ Follow us for valuable financial knowledge updates __ Facebook -   / themoneycoachth   Youtube - https://www.youtube.com/@THEMONEYCOAC... TikTok -   / themoneycoachth   Twitter -   / moneycoach4thai   Website - https://moneycoach.co.th ** Email us for financial consultations at ** [email protected]