DBS Multiplier Full Guide: Bye Standard Chartered Bonus$aver!

I moved $100,000 out of my Standard Chartered BonusSaver account in June 2026 and switched to DBS Multiplier. Here is exactly why, and whether you should do the same. This content is not sponsored so if you enjoyed my sharing, please help me click https://hmsg.link/ibkr to see my preferred broker 💹 Interactive Brokers or scan the QR code in the video. It helps to support my small channel in producing better value content for my viewers! 📌 DBS Multiplier Cheatsheet: https://ko-fi.com/s/ac6471ca76 (FREE Download) DBS Woman’s World Mastercard https://hmsg.link/dbswwmc _________________________________ 📌 My go-to tools: 💹 Investing & Trading Platforms: https://hmsg.link/investing 💳 Cards and savings: https://honeymoneysg.com/#deals ☕️ FREE spreadsheets: https://hmsg.link/shop 📌 Connect: 💬 Telegram: https://hmsg.link/telegram 📷 Instagram:   / honeymoneysg   🌐 Website: https://honeymoneysg.com 📧 Business only: [email protected] Disclaimer: The information provided in any affiliate referral or recommendation should not be considered as financial advice. The content is for general information purposes only and does not take into account your personal financial situation, goals or objectives. You should always do your own research and seek professional advice before making any financial decisions. We may receive compensation for affiliate referrals, but this does not influence our recommendations or reviews. Interactive Brokers provides execution and clearing services to its customers. Influencer is not affiliated with, recommended by or an agent of Interactive Brokers. Interactive Brokers makes no representation and assumes no liability to the accuracy or completeness of the information provided in this video. For more information regarding Interactive Brokers, please visit www.interactivebrokers.com.   None of the information contained herein constitutes a recommendation, offer, or solicitation of an offer by Interactive Brokers to buy, sell or hold any security, financial product or instrument or to engage in any specific investment strategy.  Investment involves risks.  Investors should obtain their own independent financial advice and understand the risks associated with investment products/ services before making investment decisions. Risk disclosure statements can be found on the Interactive Brokers website.   Influencer is a customer of Interactive Brokers. Interactive Brokers and Influencer have entered into a cost-per-click agreement under which Interactive pays Influencer a fee for each clickthrough of the Interactive Brokers URL posted herein. _________________________________ SC BonusSaver just nerfed its investment category from 2.5% to 1.5% p.a., raised the minimum investment to $30,000 SGD, and added a 6-month lock-in. The effective interest you can realistically earn has dropped to 3.35% p.a. DBS Multiplier still pays 4.1% p.a. on the first $100,000. In this video, I break down the full DBS Multiplier strategy, the criteria you need to hit, and the bigger picture of cash management in a falling interest rate environment. 00:00 I moving out from Standard Chartered 00:37 SC BonusSaver Nerf Explained 01:40 Why 3.35% p.a. Is Not Good Enough 03:09 DBS Multiplier: 4.1% Strategy Breakdown 04:38 Investment and Insurance Criteria Tips 05:30 The 12-Month Renewal Trap 07:29 Falling Interest Rates: The Bigger Picture 09:23 What is my Real Money Strategy 10:55 The Three Things to Do This Week #NotSponsored