【2026年最新版】auじぶん銀行のメリットデメリット・お得な使い方を完全解説！（プレミアムステージ攻略方法・年間5,160ポイントもらう方法）

A thorough explanation of "au Jibun Bank" based on the latest information for 2026! With a revised interest rate of up to 0.65%, up to 15 free ATM/transfer transactions, and 5,160 Ponta points per year, this is the best bank we recommend! ■Subscribe to our channel here    / @kakei_no_mikata   ■moppy ・Register with your referral URL or referral code and earn 2,000 points when you complete a project with 5,000 points or more! Referral URL: https://pc.moppy.jp/entry/invite.php?... Referral Code: 5C78e126 ■Special Campaign Information ・New Customer Referral Campaign ① Enter "957a34fbb8" in the campaign code field during the survey after opening an account. ② Earn ¥2,000 cash back with a balance of ¥100,000 or more as of March 31, 2026. https://www.jibunbank.co.jp/campaign/... ・au Pay Balance Top-Up Campaign for New Customers https://www.jibunbank.co.jp/program/2... ・New & Existing Customers Direct Debit/Salary Payment Campaign https://www.jibunbank.co.jp/campaign/... ■Other videos mentioned in this video ・Complete Explanation of the au Economic Zone    • au経済圏完全攻略ガイド｜ライトユーザー・ヘビーユーザー別でサービス徹底解説   ・Top 10 Bank Accounts    • おすすめ銀行口座TOP10！メリットデメリット・おすすめする人・口座開設キャンペーン...   ・What are the best smartphone payment methods, including au Pay?    • 【スマホ決済最強は？】楽天ペイ・PayPay・au Pay・d払い・VポイントPay...   ■Table of Contents 00:00 Today's Topic 00:13 Interest Rate Improvement! (Up to 0.65% at the Premium Stage) 01:43 Convenience of Fund Transfers 03:46 Points Reward Based on Usage (How to Earn 5,160 Points Annually) 10:20 How to Achieve Premium Stage 13:09 Pros and Cons, and Recommended Customers 13:58 Great Deals (For New and Existing Customers) #auMyBank #auEconomicZone #au #RecommendedBankAccount #RecommendedBank