Born in the 1960s? Exactly When You Can Touch Your Super and Claim the Age Pension (AUSTRALIA)
⚠️ GENERAL FACTUAL INFORMATION ONLY — NOT FINANCIAL, TAX, OR LEGAL ADVICE. This does not consider your situation. Speak with a licensed financial adviser, a registered tax agent, or Services Australia before acting. Rules & figures change — verify current at ato.gov.au / servicesaustralia.gov.au. Sources below. Plain-English map of exactly when you can access your super and claim the Age Pension, by the decade you were born: preservation age (now 60 for everyone born on/after 1 July 1964); tax-free super from 60; the 60–64 catch (retired/ceased work or a TTR pension); unconditional access at 65; Age Pension age 67 (born on/after 1 Jan 1957); and why super isn't counted by Centrelink until 67. With dated 2026 figures (pension rates, assets test, $3/$1,000 taper, Work Bonus, deeming). *Sources:* ato.gov.au · servicesaustralia.gov.au · moneysmart.gov.au
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