(오피셜) 이 영상 하나로 종결! 주택연금 다 설명해 드립니다

Hello, this is the Korea Housing Finance Corporation (HF). 🙌 This video is a ‘Housing Pension Pre-explanation’ video designed for those considering signing up for the Housing Pension. It is conducted in a manner similar to an actual consultation with the Corporation. Reflecting the reforms to the Housing Pension system effective March 1, 2026, we will guide you through the essential points you must check before applying. If you have been curious about the Housing Pension, please check out this video to find the necessary information. 😊 If you would like to learn more about the Housing Pension, please visit the 🏠 Corporation website (www.hf.go.kr) or contact the 📞 Customer Center (1688-8114). 00:00 Opening 00:37 What is the Housing Pension? 01:40 Housing Pension Enrollment Conditions 02:31 Housing Pension Application Procedure 03:30 Collateral Provision Methods 04:13 Differences between Mortgage and Trust Methods 05:32 Which Housing Pension Is Right for Me? 06:05 Housing Pension Payment Methods (6:29) 80% is the percentage of recipients who selected the 'Fixed Amount' payment type within the 'Lifetime Payment Method'. 08:08 Monthly Payment Types 09:39 Payment Amount Calculation Structure 10:23 Guarantee Fee 11:10 Loan Interest 11:41 Refund Amount Upon Termination 12:22 Reasons for Payment Suspension 12:52 Reasons for Repayment Due Date 13:39 Restrictions on Additional Settlements and Mortgage Settlements 14:53 Housing Pension Dedicated Account 16:13 Change of Collateralized Housing 17:24 Wrap-up Compliance Management Office Approved by Advertising Review (2026-0031, Apr. 29, 2026) #KoreaHousingFinanceCorporation #HF #HousingPension #HousingPensionExplanation #HousingPensionSystem #EnrollmentConditions #HousingPensionApplication #Collateral #Pension #RetirementPreparation #MortgageMethod #TrustMethod #MonthlyPayment #GuaranteeFee #LoanInterest #HousingCollateral