Aposentadoria no valor do teto, é possível?

This is the link to speak with our team: https://bit.ly/live-youtube-ingracio 📲 Instagram Celise Beltrão @celisebeltrao -   / celisebeltrao   How to retire with the maximum INSS benefit. In this Friday's live stream, I, Celise Beltrão, a lawyer specializing in social security law at Ingrácio Advocacia, will explain everything you need to know to be entitled to a retirement pension with the maximum INSS benefit. ------------------------------------------------------ Celise's Recommendations 📌 Need help? Learn more about Ingrácio: https://ingracio.adv.br/ 📌 If you are a lawyer and want to know the behind-the-scenes of Ingrácio Advocacia, follow me on Instagram @celisebeltrao 📌 Are you a lawyer and need Ingrácio's help? Click here: https://ingracio.adv.br/para-advogados/ ------------------------------------------------------ It's important to keep in mind how most benefits granted after the Pension Reform are calculated. First, an average is taken of all contributions made by the insured person after July 1994. From this average, the insured person receives 60% + 2% for those exceeding 20 years of contributions for men and 15 years for women. Thus, for retirements granted under the rules with this calculation, the insured person needs: A contribution salary corresponding to the INSS ceiling throughout their contribution life and also at least 40 years of contributions for men and 35 for women. The contribution salary must be at least R$ 6433.57. (2021 INSS Ceiling Value) If you are an insured person who chooses the contribution amount, the contribution must be at least R$ 1286.71. If the insured person exceeds this contribution period, they have the option of discarding the lowest salaries to be entitled to a benefit with a higher value. For the 100% toll rule, as soon as the insured person has met the requirements, they may be entitled to a benefit close to the INSS ceiling. The requirements are: 60 years of age for men and 57 years of age for women. 35 years of contributions for men and 30 years of contributions for women. 100% toll on the time remaining for the insured person to reach 35 or 30 years of contributions on the date of the Pension Reform. Under this rule, the insured receives exactly the average of the contributions made since July 1994. While under the 50% toll rule, the insured can have a benefit close to the ceiling value if they have a social security factor above 1. A man aged 65 with 35 years of contributions has a social security factor of 1. In this case, the insured's retirement benefit can be close to the ceiling, as it will not be reduced by the social security factor. However, they will still need to have made all contributions with values ​​above the INSS ceiling. To be entitled to the 50% toll rule, the insured needs: 35 years of contributions if male and 30 years of contributions if female. At least 33 years of contributions if male and 28 years of contributions if female on the date of the Social Security Reform. Timestamps 00:00 Introduction 03:22 What is the INSS Ceiling? 06:35 How contributions work 10:50 How to receive a retirement pension at the ceiling 19:15 Practical Example 34:05 Live Q&A #RetirementattheCeiling #INSSCeiling #SocialSecurityLawyer