มือใหม่เลือกประกัน เริ่มต้นอย่างไร? ประกันสุขภาพ โรคร้ายแรง หรืออุบัติเหตุ? l TMC Podcast EP.109

Many people become interested in insurance after seeing loved ones fall ill. However, when it comes time to choose, they don't know where to start. Or some may wonder: "I already have employee benefits, do I still need additional insurance?" This episode of The Money Coach Podcast explores a real-life case of a 29-year-old civil servant who became concerned about serious illnesses after seeing their supervisor diagnosed with cancer. Even with existing civil servant benefits, they were unsure if they were sufficient. In this episode, Coach Noom from The Money Coach and NamFinance will guide you in choosing the right insurance for yourself, not based on fear or advertising, but on your "risk" and "ability to pay." Topics to discuss: • Do civil servants with existing medical benefits still need critical illness insurance? • What expenses are not covered by existing medical benefits? • How many types of critical illness insurance are there, and how do they differ? • Is it better to pay low premiums for annual coverage or pay higher premiums for 10-20 years for lifelong coverage? • How to choose the right coverage amount and duration for your age group. • If your budget is limited, how should you start buying insurance? • Understanding the difference between health insurance and accident insurance. And critical illness insurance. Insurance planning isn't about buying the best, but about choosing coverage that suits your life today and allows you to continue taking care of yourself in the future. If you're starting to plan your insurance or are still hesitant about which type to choose, this will help you understand the important principles and make a more confident decision. #TheMoneyCoachPodcast #TheMoneyCoachTH __ Subscribe to this channel for exclusive access __ https://www.youtube.com/@THEMONEYCOAC... __ Purchase Money LINE Stickers __ https://line.me/S/sticker/33373113 __ Follow us for valuable financial knowledge updates __ Facebook -   / themoneycoachth   Youtube - https://www.youtube.com/@THEMONEYCOAC... TikTok -   / themoneycoachth   Twitter -   / moneycoach4thai   Website - https://moneycoach.co.th ** Email us for financial consultations at ** [email protected]