Pelunasan Sebagian KPR & Pindah KPR Jadi Hemat Bunga Ratusan Juta #TipsBeliRumah eps042 #tipsKPR

Greetings, friends. Yesterday, a coworker of mine consulted me about what to do with her mortgage. Her situation is as follows: Money installments of 6 million rupiah, remaining principal of 400 million rupiah, remaining term of 9 years (108 months), savings of 150 million rupiah. She wants to pay off part of it now, but that's not allowed. She has to wait X years. When she first applied for the mortgage, she was able to set aside 6 million rupiah per month. Now, she can pay 8 million rupiah per month. Is it better to stick with it, wait X years? Or should she move now (assuming X = 2 years)? Let's take a look at my analysis. Here's the link: https://kpr.online/kalkulator-kpr/ 00:00 Friend's Case Study 02:08 Scenario 1: Keep as is until paid off 04:18 Scenario 2: Pay off part of the loan 09:45 Scenario 3: Change banks and shorten the term Opening music credit: Color of Your Face - NoMBe, from YouTube Audio Library Interact with me here: IG: adhityamulya TW: adhitya.mulya FB: adhityamulya Wassalam.