First Time Home Buyer in Hawaii? Watch This Before You Look at Properties

Buying your first home in Hawaii is one of the most overwhelming decisions you'll ever make... 📖 READ THE FULL WRITTEN GUIDE: https://www.dwellhawaii.com/blog/firs... In this video, Maila walks through everything a first-time home buyer in Hawaii needs to know — from understanding what you can actually afford (and sustain), to the 10+ loan programs available on the islands, to identifying the right neighborhood before you fall in love with a house, to writing an offer that actually wins, to navigating inspections, escrow, and closing. If you're a first-time buyer — whether you're entering the market for the very first time, or you're a first-time condo buyer, first-time investor, first-time hillside buyer, or first-time beachside buyer — this is the conversation we wish every client had before they ever called us. 📋 HAWAII FIRST-TIME BUYER LOAN PROGRAMS COVERED FHA Loan (3.5% down) VA Loan (0% down — military) USDA Loan (0% down — specific rural pockets) Conventional Loan 3-2-1 Buy-Down ARM Interest-Only Loans MCC (Mortgage Credit Certificate) Hale Kama'aina Program (new in 2026) Hawaii Home Ownership Center (HHOC) Home Equity Line of Credit / Bridge Financing Gift Funds 🏝 WORK WITH DWELL HAWAII Dwell Hawaii is a real estate team with Coldwell Banker Realty. Based on Oahu, the team primarily serves Oahu buyers and sellers, but is licensed across the state of Hawaii. 📩 [email protected] 🌐 www.dwellhawaii.com 📞 (808) 468-8181 ▶️ WATCH NEXT Who Should (and Shouldn't) Buy a Condo on Oahu Moving to Hawaii: What It Costs You — and What It Gives You Back Oahu Real Estate Market Update — Latest 🔔 Subscribe for honest Hawaii real estate, neighborhood tours, and the conversation we wish every first-time buyer had before they started looking. #FirstTimeHomeBuyer #HawaiiRealEstate #OahuRealEstate #MovingToHawaii #HomeBuying #DwellHawaii