The RRIF Meltdown Myth: Why Paying More Tax Will Ruin You...
Interested in a custom retirement strategy? ➡️ https://willemswealthplanning.ca/star... RRIF meltdown strategies are often touted as smart tax planning—but they don’t always lead to better outcomes. In this case study, Steve compares two retirement withdrawal approaches and shows how one strategy, meant to save tax, quietly left nearly half a million dollars on the table. Steve Willems, CFP®, FEA, BA Wealth Advisor, Willems Wealth Planning Group | Assante Financial Management Ltd. ======================= 💌 Sign up for our monthly(ish) LIFE + MONEY newsletter 💌 https://willemswealthplanning.ca/news... ⬇️ Take the FREE 4 Minute “How much do I need to retire?” Quiz ⬇️ https://xqq03md1qx0.typeform.com/to/D... ======================= 🎬 S E L E C T S C E N E S 🎬 0:00 - What’s a RRIF Meltdown, and Why Do It? 0:55 - Setting The Stage 2:16 - Meet the Couple: $1.6M in RRIFs, Just Retired 3:37 - Plan 1 - Draw What You Need 6:49 - Plan 2 - The Accelerated RRIF Meltdown 7:56 - Early Win vs Long-Term Regret 10:21 - Is There a Smarter Hybrid Approach? 11:20 - Takeaway =======================
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