【2026年6月最新金利状況】住宅ローン審査金利上昇で変動金利が使えなくなる?

▼Book an online consultation for home purchase/sale/income-generating property here (free) For purchase/exchange: 👉https://link.terass.com/3StnhhF For property sale: 👉https://link.terass.com/4oxgorA *We will assign the most suitable agent based on your desired area and conditions. ▼【Terass Offer】For those who want to find an agent themselves (free): 👉https://x.gd/IbN4B *You can chat anonymously with multiple agents and proceed to a consultation with the agent you feel is a good fit. ▼LINE Official Account ✅Add as friend: https://lin.ee/fRue63l ✅Free bonus: 37-page ebook "How to Purchase a Used Condominium with an Emphasis on Asset Value" The "screening interest rate" used by banks for loan applications is expected to rise from April 2026 onwards. Considering borrowing with the same mindset as before could lead to unexpected pitfalls. This time, we'll explain the latest interest rate trends as of June 2026, delve into the mechanism of loan application interest rates, and explore the "NG actions" you absolutely must avoid when choosing a mortgage. ▼Related Video    • 【変動VS固定】住宅ローンの転換点!資産金利上昇で借入額が…   ▼Ryosuke Eguchi's book "The Thinking Method for Buying a Home" https://amzn.asia/d/9P5m07l ▼Subscribe to our channel here https://www.youtube.com/@terass_sumai... ▼Table of Contents ======================= 00:00 Digest 00:18 OP 01:55 1. Latest Interest Rate Trends as of June 2026 04:06 2. Will Rising Loan Application Interest Rates Make Variable Interest Rates Unavailable? 06:30 3. Things you shouldn't do during a "rising interest rate period for loan approval" 10:12 4. Summary 11:13 ED ======================= #Mortgage #InterestRateTrends #PolicyInterestRate #VariableVSFixed #GovernmentBondYield #LoanApprovalInterest #LifePlan #FP #LoanChecker ---------------------------------- Good real estate transactions come from good agents. ---------------------------------- ▼Toshiyuki Inoue, "A Professional in Real Estate Transactions You Won't Regret" After graduating from the Department of Architecture at Meiji University, he joined Hoojers Holdings Co., Ltd. in 2012. He launched a used property resale business and, after gaining extensive experience in procurement, construction, and sales, became a Director and CAO of TERASS. With over 10 years of experience in the real estate industry, I've been involved in thousands of real estate transactions, primarily in the refurbishment and resale of used properties and real estate brokerage. 📼 Playlists for Binge-Watching ---------------- ▼【Home Buying Tips ①】Before You Start Buying a Home    • 【住宅購入術①】住宅購入を始める前に   ▼【Home Buying Tips ②】Choosing a Neighborhood    • 【住宅購入術②】街選び   ▼【Home Buying Tips ③】Choosing a Property https://www.youtube.com/playlist?list... ZFQw6LBRfdPhhXbEyaofEBRip6S ▼【Home Buying Techniques ④】Choosing a Mortgage    • 【住宅購入術④】住宅ローン選び   ▼Home Consultation and Buyer Interviews    • 住宅相談・購入者インタビュー   ▼Real Estate Selling Techniques https://www.youtube.com/playlist?list... 6IbkHKkuiDYnKwWUyMlVQcX ▼Real Estate Investment    • 不動産投資   ▼100 Million Yen Asset Roadmap    • 資産1億円ロードマップ   ▼Rental Properties https://www.youtube.com/playlist?list... I3 ▼Media Appearances    • メディア出演(NewsPicks / PIVOT / まったり不動産大学 etc)   ▼Collaborations    • コラボ   ▼Short Videos    • #Shorts   ------------------ ▼[Terass Agent offers 75% commission and full support] For real estate agents, click here https://terass.com/agent-recruit

Long-term interest rates spike to 2.9%: Comparing variable vs. fixed-rate mortgages under rate hi...
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Long-term interest rates spike to 2.9%: Comparing variable vs. fixed-rate mortgages under rate hi...

[Serious Consultation] 30s, 17 Million Yen Annual Income, 90 Million Yen in Assets: Should I Star...
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[Serious Consultation] 30s, 17 Million Yen Annual Income, 90 Million Yen in Assets: Should I Star...

Condos are Too Expensive to Buy! The Hidden Risks of the 50-Year Mortgage Era [NIKKEI NEWS NEXT]
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Condos are Too Expensive to Buy! The Hidden Risks of the 50-Year Mortgage Era [NIKKEI NEWS NEXT]

【金利上昇どこまで耐えられる?】「2027年は金利1.5%もあり得る」知らないと損するデフレ脱却後の不動産戦略/繰り上げ返済より「借り換え×資産運用」が最強の防衛策になる【PIVOT MONEY】
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【金利上昇どこまで耐えられる?】「2027年は金利1.5%もあり得る」知らないと損するデフレ脱却後の不動産戦略/繰り上げ返済より「借り換え×資産運用」が最強の防衛策になる【PIVOT MONEY】

【住宅ローン】変動金利はどこまで上がる?日銀が2%以上に利上げできない本当の理由|中立金利はどのラインか?
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【住宅ローン】変動金利はどこまで上がる?日銀が2%以上に利上げできない本当の理由|中立金利はどのラインか?

The housing industry will undergo major changes in 2026...!? Legal reforms you shouldn't miss out...
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The housing industry will undergo major changes in 2026...!? Legal reforms you shouldn't miss out...

【新築価格は"下がりようがない"】中山登志朗/利上げ・円安・資材高で買い手は"お手上げ"/23区で"坪単価4倍差"の二極化/脱タワマンで"都心脱出"/世界で東京はまだ安い?【CROSS DIG不動産】
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【新築価格は"下がりようがない"】中山登志朗/利上げ・円安・資材高で買い手は"お手上げ"/23区で"坪単価4倍差"の二極化/脱タワマンで"都心脱出"/世界で東京はまだ安い?【CROSS DIG不動産】

【正直銀行員】年収500万で住宅ローン4,000万。審査に通って詰んだ話
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【正直銀行員】年収500万で住宅ローン4,000万。審査に通って詰んだ話

【速報】政策金利がついに1%へ!不動産市場はどう動く?「実は追い風」になるインフレ期の実態
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【速報】政策金利がついに1%へ!不動産市場はどう動く?「実は追い風」になるインフレ期の実態

住信SBIネット銀行の円山社長に直撃取材!住宅ローンの第一人者は変動金利と固定金利どちらを選ぶか?50年ローンはありか?ペアローンはどう考える?みなさんの疑問をぶつけてみました。
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住信SBIネット銀行の円山社長に直撃取材!住宅ローンの第一人者は変動金利と固定金利どちらを選ぶか?50年ローンはありか?ペアローンはどう考える?みなさんの疑問をぶつけてみました。

【元財務官僚が登場】不動産市況は今後どうなる?円安・減税・イラン戦争の行方は?
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【元財務官僚が登場】不動産市況は今後どうなる?円安・減税・イラン戦争の行方は?

How I Bought My Condo After Struggling to Choose Even After 50 Showings [Homebuyer Interview]
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How I Bought My Condo After Struggling to Choose Even After 50 Showings [Homebuyer Interview]

[Variable vs. Fixed Rates] A Turning Point in Home Loans! Rising Asset Interest Rates Will Change...
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[Variable vs. Fixed Rates] A Turning Point in Home Loans! Rising Asset Interest Rates Will Change...

Policy Interest Rate Hits 1% for the First Time in 31 Years! How Will It Impact Your Mortgage Pay...
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Policy Interest Rate Hits 1% for the First Time in 31 Years! How Will It Impact Your Mortgage Pay...

【住宅ローン】2026年の正解は?変動金利 vs 固定金利!ディベート対決!金利上昇時代はどう考える?
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【住宅ローン】2026年の正解は?変動金利 vs 固定金利!ディベート対決!金利上昇時代はどう考える?

How High Will Variable Mortgage Rates Go After the BOJ Rate Hike? A Thorough Analysis with Repaym...
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How High Will Variable Mortgage Rates Go After the BOJ Rate Hike? A Thorough Analysis with Repaym...

[Hiroki Takahashi vs. Real Estate Prices] We've entered the era of 50-year home loans!? When and ...
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[Hiroki Takahashi vs. Real Estate Prices] We've entered the era of 50-year home loans!? When and ...

【利上げ】住宅ローンは?物価高は抑えられる?元日銀審議委員に聞くメリデメ|アベプラ
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【利上げ】住宅ローンは?物価高は抑えられる?元日銀審議委員に聞くメリデメ|アベプラ

Are pre-owned homes a better deal? A guide to the latest smart ways to use mortgage tax deductions.
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Are pre-owned homes a better deal? A guide to the latest smart ways to use mortgage tax deductions.

Is paying it back quickly a sure path to poverty? We thoroughly explain the "three golden rules" ...
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Is paying it back quickly a sure path to poverty? We thoroughly explain the "three golden rules" ...