Retirement Math for Late Bloomers | What's Actually Funded?

How much money do you need to retire might be the wrong question. If you're over 45, approaching retirement, or worried that you started investing too late, this Thursday Short will challenge the way you've been doing retirement math. Instead of asking, "How much does my dream retirement cost?" we'll show you a different way to think about financial independence—one that gave attendees at the Our Rich Journey FIRE Conference a renewed sense of hope. In this video, you'll learn: ✅ Why focusing on one giant retirement number can make your goal feel impossible. ✅ How to determine what parts of your future lifestyle may already be funded. ✅ Why the remaining gap may be much smaller than you think. ✅ How changing your thinking—and sometimes your location—can dramatically change the math. If you've ever wondered whether it's too late to retire comfortably, this conversation is for you. LAST CHANCE: Enrollment for our current Side Hustle Challenge closes this week. If you've been waiting to create an additional income stream to help fund your retirement, don't wait another year wishing you had started today. 🤩Side Hustle Challenge REGISTRATION 💁🏾‍♀️ - https://bit.ly/OBUSideHustleChallenge 👕GET YOUR OBU MERCH 🧢: https://bit.ly/OBU-MerchShop 💎BEYOND THE BLING: Financial Independence for late bloomers 🔥 self-paced Program:🪎https://bit.ly/BeyondTheBling4FI 🙋🏾‍♀️ Book a 1:1 Consultation: Book a Call with Halisi & Ric: https://bit.ly/bookacall_obu 🏖️ Ready to Retire Toolkit-FREE: https://bit.ly/Ready2RetireToolkit 🗺️ Move Abroad Toolkit: https://bit.ly/moveabroadtoolkit BECOME A CHANNEL MEMBER: https://bit.ly/become-a-utopian Free Subscription: https://bit.ly/ourblackutopia_youtube 👨🏾‍💻Our website: ourblackutopia.com 🚢Luxury Travel for less List:🚢 https://ourblackutopia.thinkific.com/... CONTACT RIC & HALISI: https://bit.ly/OBU-HomePage 📰OBU SUBSTACK - Substack: https://bit.ly/OBU-Substack MeetUp mailing list for future meetups: https://subscribepage.io/OBU-Summer-M... 💰SUPPORT THE CHANNEL 💰 All Super Thanks and Super Chat $$ goes to our scholarship fund to help someone else create their utopia 💵 CashApp $ourblackutopia ☕️ Buy Us a Coffee: https://ko-fi.com/ourblackutopia 🏦Paypal: paypal.me/coachhalisi 📚LEARN MORE FREE RESOURCES 📖 https://bit.ly/OBU-Resources *Ready to Retire Toolkit - https://bit.ly/Ready2RetireToolkit *Investing FAQs, the basics *Budget Travel Tips *Scouting Trip Checklist: bit.ly/ScoutingTripChecklist Get our weekly email updates and insights: https://bit.ly/ourblackutopia