When To Rebalance Your Portfolio

When markets knock your portfolio out of shape, should you rebalance? This video dives into when rebalancing helps—and when it can backfire. I was surprised by how dramatically the impact of rebalancing changes depending on your stage in the investment lifecycle. Let’s see if it surprises you too. Sponsored link. To get free fractional shares worth up to £100, you can open an account with Trading 212 through this link https://www.trading212.com/join/RAMIN . Terms apply. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Other fees may apply. See terms and fees. This information is not investment advice. Do your own research. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Trading 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. ✔️ If you want to learn more about investing, why not become a pensioncraft.com member? To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor... What Else PensionCraft Offers: 💡 Book a coaching session with Ramin so he can answer your questions in a one-to-one video call via Zoom: https://pensioncraft.com/power-hour/ 📰 Sign up for our free weekly market roundup to get news and views about what's going on in the stock market and wider economy https://pensioncraft.com/market-roundup/ 📖 Understand investment in more depth with my online courses https://pensioncraft.com/courses-we-o... ❓ Join PensionCraft on YouTube and you’ll be supporting me to make more content and I will answer your questions and respond to your comments on YouTube as a priority https://www.youtube.com/pensioncraft/... 🎧Check out our free weekly podcast "Many Happy Returns" on your podcast app of choice or at    / @manyhappyreturnspodcast   I Use The Following Data Sources To Help Me Create My Videos (These links provide new users with a special offer and may also provide me with a small commission) ✔️ Stockopedia - New users get a special 25% discount on any annual plan if they use this link http://stk.pe/pensioncraft or enter our promo code 'PC25' at the checkout. ✔️ ShareScope & Sharescope Pro - special discount offers are available for PensionCraft viewers who use this link https://sharescope.co.uk/pensioncraftsp ✔️Cbonds - provides you with a high quality and comprehensive source of bond market data and up to 50% off their private investors’ dedicated plans when you use this link https://bit.ly/47nekIM Timestamps 00:00 Introduction 00:26 Why Rebalance? 01:58 The Case For Rebalancing 07:25 Two Approaches 12:48 When Rebalancing Hurts 14:26 The Retirement Surprise Where Else You Can Find Me 🌐 Website - https://pensioncraft.com/ 📱 Twitter -   / pensioncraft   👨 Facebook -   / pensioncraft   🔗 LinkedIn -   / pensioncraft   Take A Look At Some Of My Other Videos 📹 Investment For Beginners playlist    • Investing for Beginners   📹 Investing For Retirement playlist    • Investing for Retirement   📹Investing With Vanguard playlist    • Investing with Vanguard   📹 Portfolio Building Blocks playlist    • Portfolio Building Blocks   DISCLAIMER All information is given for educational purposes and is not financial advice. Ramin does not provide recommendations and is not responsible for investment actions taken by viewers. Figures that are quoted refer to the past and past performance is not a reliable indicator of future results. If you need financial advice, Unbiased, the UK’s leading online directory of financial advisers, can connect you to an Independent financial advisor for free. Additionally if you use our link to register with Unbiased, your first consultation with a financial adviser is free. https://imp.i337888.net/c/4012142/193... (This link provides you with a special offer and we will also earn a small commission)