EMPRÉSTIMO X FINANCIAMENTO | QUAL A DIFERENÇA?

👇🏻 SPECIAL CLASSES 💰 Circle of Wealth: Free class with all the fundamentals behind being a good investor https://clkdmg.site/campaign/track-su... 💎 Investing from Scratch: There are 2 classes with a step-by-step guide to help you start investing in practice! https://clkdmg.site/campaign/track-su... ⚡Meet the Levl Five Community: More than 11 courses available. A new course every month 🏆 https://clkdmg.site/campaign/track-lp... ⚡Learn more about Jovens for Schools: We enter schools, find out more in the link below and register your school 😉 https://jovensdenegocios.com/entre-em... — Which is better: loan or financing? Is there a difference between them? In this video, I will point out all the characteristics and main differences between loans and financing, and how, although they are both ways of obtaining credit from a bank, one can save your life and the other can ruin it. Knowing the difference between loans and financing is essential for us to be able to carry out our life plans and leverage ourselves safely. Book "Smart Entrepreneurs Get Richer", by Gustavo Cerbasi, on Amazon: Physical version - https://amzn.to/2S2zNnu Kindle version - https://amzn.to/2FO6sXo We must be critical and not label loans or financing only as forms of debt or obtaining bank credit. Both have their specificities and, depending on how they are used, can be extremely useful for small businesses, large companies and even individuals like you and me. A loan is mainly characterized as the granting of credit without the borrower necessarily providing guarantees or explaining the exact reason for the loan. For this reason, the interest charged on loans is significantly higher than that charged on financing. Financing is characterized as the granting of credit for the execution of projects or the purchase of very specific goods. These can be used as collateral if the borrower is unable to meet the financial repayment obligations and ends up defaulting. For this reason, financing a home, property, industrial machinery, or even undergraduate courses are cheaper, with lower interest rates, than loans. In the case of undergraduate courses, you should ask yourself: What is the guarantee that the bank has? Is it better to take out a loan or financing in this case? Note that when obtaining credit from the bank to finance your studies, you must have a guarantor - someone who will be required to pay the debt if you are unable to do so. In addition, undergraduate courses prepare us for the job market, that is, they give us the possibility of being well paid after obtaining our diploma. This creates a positive expectation from the bank regarding the borrower, since the graduate will be better able to afford the financing right after it has been taken out. In the video: "LOAN X FINANCING | THE BEST FOR YOUR BUSINESS" we will address the concepts of what a loan is and what financing is, and we will learn from a more business-oriented perspective, aimed mainly at MEI and small entrepreneurs. Is a bank loan worth it? Is bank financing worth it? We will see in the next 8 minutes. Contact: [email protected]