2026年7月住宅ローン金利速報 金利差1.25%で逆転？変動VSフラット35を比較

This is a preliminary report on mortgage interest rates for July 2026. The Flat 35 rate is 3.14%, a decrease of 0.07 percentage points from the previous month's 3.21%. This video summarizes the latest interest rates for variable rates, private fixed rates (10-35 years), and Flat 35, and compares variable rates versus Flat 35 under the latest conditions. With a 1.25% interest rate difference, is it possible for variable rates and Flat 35 to become the better option? We explain why you should consider both options until just before handover. This video provides specific perspectives and tools for making a wise mortgage choice based on the latest interest rate trends and future forecasts, tailored to your individual circumstances. [Table of Contents] 00:00 Start of preliminary report on mortgage interest rates for July 2026 00:17 July interest rate digest (variable, private 10-35 year fixed rates, Flat 35) 02:49 Major banks' variable interest rate review rules and future forecasts (focus on Mitsubishi UFJ's movements) 05:01 Bank of Japan's monetary policy and variable interest rate forecast update 07:47 [Flat 35] Analysis of the July rate drop and future forecasts 10:47 Net change through the combination of guaranteed type and childcare plus Same level as variable interest rates 12:01 Comparison simulation of variable vs. flat rate based on the latest July interest rates 15:27 A reversal is possible with a 1.25% interest rate difference between variable and flat rates 17:48 Focus on both variable and flat rates until just before the handover month 18:32 Summary [Exclusive Table of Contents] Member-only link →    • （限定）2026年7月住宅ローン金利速報 金利差1.25%で逆転？変動VSフラット3...   14 minutes 50 seconds ◆ ◆Interest rate forecasts for 15 major banks Mitsubishi UFJ, Sumitomo Mitsui, Mizuho, ​​Resona Rakuten Bank, PayPay Bank, Sumishin SBI Net Bank, au Jibun, Sony, SBI Shinsei Bank, Sumitomo Mitsui Trust Bank, AEON [Related Pages] Mortgage Ranking (CPA Supervised and Updated) | Sennichi's Blog https://sennich.hatenablog.com/mortga... Recommended Refinancing Ranking (CPA Supervised and Updated) | Sennichi's Blog https://sennich.hatenablog.com/refina... [Sennichi Taro Membership] There are two levels of membership benefits. Please access from here.    / @sennichi   ① Limited Edition Viewing Rights: 30 days, 490 yen (tax included) You can watch Sennichi Taro's full version videos for 30 days after their release. ② Private Questions: 30 days for ¥2,990 (tax included) You can watch all past limited-edition videos. You can also ask questions to Sennichi Taro using the email submission form on Jutaku-Soudan.com (once a month). 【Free Consultation and Private Questions】 For consultations and private questions, please use the email submission form on Jutaku-Soudan.com! https://jutaku-loan-muryousoudan.com/... 【Sennichi Taro's Mortgage Simulator】Completely Free https://jutaku-loan-sim.jutakuloan-mu... 【Sennichi Taro's Books】 The Book for People Who Don't Want to Lose Money When Buying a House | Nihon Jitsugyo Publishing https://amzn.to/3twlDvh The Book for People Who Absolutely Don't Want to Lose Money on Mortgages | Nihon Jitsugyo Publishing https://amzn.to/3iKgWJf Understanding How to Buy the "Best House" That Real Estate Agents Will Never Tell You (Manga Explained) | Fusosha https://amzn.to/4dumRxL Smart Home Buying from Age 50 | Dobunkan https://amzn.to/3Kxg3zA Home Bankruptcy (Know-how for Creating a Financial Plan to Avoid Bankruptcy Even During the COVID-19 Pandemic) | MdN Shinsho https://amzn.to/3EwQKfj #Sennichi Taro #Home Loan #Variable Interest Rate *This video is intended to provide information about home loans and is not intended to solicit any specific financial product. *Interest rates and regulations may change in the future. *Please consult with financial institutions and experts for final decisions.