TABELA OFICIAL! QUANTO VOCÊ PRECISA GANHAR? A renda mínima para aprovar o Move Brasil! 📊🚗

Hey everyone at Atualizo! Vinícius Cardozo here with the reality check and the exact math your wallet needs before you rush to the bank! 📉☕ Grab a mug for the most important video about Move Brasil! The response to our last video about the official BNDES list was incredible, and today I'm here to take the hype off the table and answer the million-dollar question: what's the minimum income you need to prove to get your new car loan approved? Banks won't approve R$100,000 or R$150,000 cars without a down payment just because your registration is approved on Gov.br. The algorithm's rule is clear: the maximum installment can only compromise 25% to 30% of your net income. I'll show you my spreadsheet and break down the exact values ​​for men and women! 👇 The Income Verification X-ray in Move Brasil: The Grace Period Catch: Why accepting the 6-month grace period before payments will increase your installment and why I advise you to apply WITHOUT a grace period. Female Advantage: The real difference in interest rates and how this lowers the income requirement. General Income Table by Price Range: Car priced at R$ 72,000 (Mobi/Kwid) - Installment of R$ 1,226 - Requires a minimum income of R$ 4,088. Car priced at R$ 109,000 (Entry Range) - Installment of R$ 2,000 - Requires a minimum income of R$ 6,856. Car worth R$150,000 (Teto/Ora 03/Tracker) - Installment of R$2,831 - Requires a minimum income of R$9,435. How to Train the Bank's Algorithm: The power of MEI (Individual Microentrepreneur), issuing DECORE (Declaration of Income) and the last 3 months' bank statement from the platform to break the rigidity of public banks. Trading in Your Used Car: How the math works if you're going to trade in your old car (even if it's financed). 💬 Uncle Vini wants to know: Calculating your earnings from Uber/99 or taxi, in which of these price ranges does your CPF (Brazilian Individual Taxpayer Registry) fall today? Will you use your MEI to prove it? Comment below! 👍 Leave your big like to help the algorithm spread this video, subscribe to Atualizo and let's go for 300K! Capitulation 00:00 - What is the income required to finance through Move Brasil? 01:15 - Spoiler at 6 PM: The debate between going to the bank or the dealership. 02:15 - Men's vs. Women's Rates and the hidden danger of the 6-month grace period. 03:30 - How the bank analyzes the income of app drivers: Bank statement, MEI (Individual Microentrepreneur) and DECORE (Declaration of Income). 04:45 - The Golden Rule: Why the installment can only compromise 30% of your budget. 05:45 - Simulating on Screen: Minimum income for cars from R$ 70,000 to R$ 109,000. 07:00 - The R$ 150,000 ceiling and how a used car in trade-in reduces the bank's requirement. 08:15 - List of essential documents to take to Banco do Brasil, Caixa or Itaú. Do you want me to already structure the script skeleton for the 6 PM video focusing on the pros and cons of confronting the bank manager vs. closing directly at the garage owner's table? Don't forget to subscribe to the channel and activate notifications to receive more useful content like this. Leave your like and share this video with your friends who may also need this information. Thanks for watching and see you next time! 🎦 SUBSCRIBE TO OUR CHANNEL - https://bit.ly/2xJcPpR ✅ Did you like this video? - - - - - - - - - - - - - - - - - - - - - - - - - - - - ✍️ Leave your comment 📢 Share with friends Follow me also on   / card0z0   Who is Vinícius Cardozo? I'm from Rio Grande do Sul, a Christian, married, and the father of two beautiful boys. Throughout my life, I've always worked helping people. Life has shown me that I really enjoy helping and listening, and for this reason, I decided to create a YouTube channel to make my life's purpose a reality. Atualizo was born with the goal of helping, serving, and assisting with basic daily tasks that many people have difficulty solving. With short, to-the-point videos, my goal here is to transform your problem into a solution and thereby further expand my knowledge by always seeking new and relevant content. Welcome to ATUALIZO! The channel where I have the pleasure of helping you. #MOVEBRASIL #Atualizo #MinimumIncome