Are Rates Going Up Again in Canada? Here's What You Need To Know In 2026

In this video, we break down what’s really happening with interest rates in Canada in 2026—and more importantly, what it means for your mortgage. Just a few weeks ago, markets were expecting no rate hikes. Now? They’re pricing in multiple hikes again. So what changed? And how does this impact: Your monthly payments Your mortgage renewal Your decision between fixed vs variable Because the truth is—this isn’t as simple as “rates are going up” or “rates are going down.” There are multiple forces at play: Oil prices and inflation Bond yields and fixed rates A weakening economy And one of the largest mortgage renewal waves in Canadian history In this video, we break it down into 3 clear scenarios so you can understand what could happen next—and what smart buyers are doing right NOW. Whether you're buying, renewing, or just trying to make sense of the market, this will help you make a smarter decision. 🎯 Thinking about buying? 👉 Even if you’re 6–12 months out, it’s never too early to build a plan. Book a call here: https://msgsndr.com/widget/booking/zq... 📺 Watch next: Mortgage Pre-Approval Do’s & Don’ts    • Getting Pre-Approved in 2026 🇨🇦 Here’s Wha...   👋 I’m Evangeline, Mortgage Broker & Partner at Alltrust Mortgage Solutions, based in Greater Vancouver. Our mission is simple: to help Canadians make confident, informed decisions about homeownership and long-term financial growth. If you’re looking for honest, straightforward guidance, you’re in the right place. Subscribe for weekly tips and insights.