The Woman Who Said No to Heart Surgery to Build a Beauty Empire | Dr. Liv Kraemer (Ep#1)

Join 3,000+ women building a future of stability & freedom! https://herfinancialfreedom.net/newsl... The secret to healthy skin is the same as building lasting wealth. I sit down with Dr. Liv Kraemer, dermatologist and skincare entrepreneur, to reveal why both come down to one thing: start early, stay consistent, and take ownership. Dr. Liv left the hospital system because her patients were overwhelmed, dependent, and never truly educated. I left banking for the exact same reason. What You’ll Learn: Why "knowledge is power" applies to both your skin and your goals, and how to stop fearing what you don't yet understand The parallels between skin longevity and building freedom: prevention, consistency, and listening to your own needs How to break free from dependency (on expensive products or advisors who don't educate you) Why starting small beats waiting for perfection, whether it's a new habit or taking your first bold step toward independence Two women. Two completely different industries. One powerful realization: you don't need permission to take control of your life. This conversation will change how you think about self-care, long-term planning, and what it really means to invest in your future self. If you've been waiting for a sign to start living boldly, this is it. You don’t need permission to live boldly, just the courage to begin. Follow BOLD by Cristina Jaeger for more conversations that push you to think deeper, act sooner, and take control of your story. Chapters 00:00 - Why Dr. Liv Left Modeling for Medical School 02:12 - Medical School Journey & PhD in Stem Cell Research 06:23 - From Heart Surgery to Dermatology by Accident 09:32 - Opening Zurich Clinic (2013) & Patient Communication Gaps 14:02 - Discovering the Broken Skincare Industry 18:10 - The Prevention Approach: Skin as Your Health Dashboard 21:49 - The Leap: Creating Her Own Skincare Products 26:20 - Keeping Products In-Clinic First & Overcoming Self-Promotion 29:08 - Building Multiple Income Streams (Clinic, Products, Education) 34:12 - The Reality: No Quick Fix, No Magic Pill 38:56 - Money Lessons: From Low Budget to Luxury Spending 42:30 - Learning Multiple Industries to Build Business 48:27 - Money Mistakes & Being Budget-Conscious 52:55 - Investment Strategy: Diversification & Starting Small 55:59 - Parents' Influence: Love Over Money, Learning to Argue 58:15 - Talking Money with Girlfriends & Financial Fairness 1:00:26 - The Retirement Gap Problem for Women 1:02:09 - Building an AI Company: Digital Twin for Patients 1:04:35 - Advice to 25-Year-Old Self: Start Investing Early 1:08:24 - Final Message: It's Always Too Late If You Don't Start Learn more about Dr. Liv: Instagram: https://www.instagram.com/drliv/?hl=en Youtube:    / @drlivskincare   LinkedIn:   / drliv   Disclaimer: The information provided in this podcast is for educational and informational purposes only. It does not constitute financial, investment, legal, or tax advice, nor should it be relied upon as such. Past performance is not indicative of future results. Investing involves risk, including the possible loss of principal. Participants are encouraged to consult with a licensed financial advisor, tax professional, or other qualified expert before making any financial decisions. While every effort has been made to ensure accuracy, no guarantee is made as to the completeness or reliability of the information presented.