Defined Maturity Bond Funds - Best Bond Investment to Reduce Interest Rate Risk
What is the best bond investment for today's environment? The rise of interest rates has led to one of the more volatile times in recent history for the bond market, and for a balanced fixed income investment portfolio. Normally, short term price movements are not a cause for concern... However, it can be tough to watch the bond portion of your portfolio, typically the steady and boring part of your asset allocation, changing in value rapidly - especially if you are retired and withdrawing from your accounts. One way to reduce the impact that changes in interest rates have on your bond allocation is to use “Defined maturity bond funds”. The concept works similarly to old-fashioned CD or bond ladders that retirees have set up in the past. However, these newer investments allow for better liquidity, diversification, and (based on today’s interest rates) higher yield. In this webinar we are going to discuss how this investment can help you worry less about rising interest rates and falling stock markets. We’ll discuss: A basic overview of defined maturity bond funds Advantages over CD and individual bond ladders How to implement a strategy without sacrificing long term portfolio growth

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