O Erro Que Quase Todo Jovem Comete Ao Começar a Investir - Guilherme Ghidetti | ESVA #27

In the 23rd episode of "I Am You Tomorrow," we talk to Guilherme Ghidetti, Partner and CIO of Jera Capital, one of Brazil's leading family offices, responsible for investing approximately 4 billion reais in the wealth of the country's richest families. Guilherme has invested in companies like OpenAI, leads global investment strategies, and has firsthand knowledge of the big game in Private Equity, Venture Capital, and alternative investment theses. We brought him on the show to detail how wealthy families decide where to invest, what he's learned managing the money of several generations, the real risks of investing everything in Brazil, how to identify Champions League-level opportunities, and what separates the average investor from the investor who truly builds wealth. We dissected future vision, financial planning, global portfolios, access to major deals, and why a basic ETF can be better than many "solutions" sold to young people. What we discussed: 00:00 Intro 01:04 Who is Guilherme Ghidetti and how did he end up in the Family Office? 04:08 Growing your career by investing in Brazil and abroad 05:29 Brazilian stock market, S&P and the “Brazil Kit” in practice 09:50 How wealthy families think about money and risk 12:04 Difference in access: Family Office vs. Middle Class 14:52 Jera's investment in OpenAI and exponential theses 15:35 How to identify the next market powerhouse 18:46 Why the best companies stay private longer 20:30 How much money do you need to never work again (for real) 22:58 Three boxes: security, portfolio, and aspirational 26:51 Advice for 25-year-olds who want to invest wisely 29:04 The role of mentors and learning culture 30:32 Artificial intelligence and productivity at Jera 34:52 How AI is changing investment strategy 35:16 What is true success for Guilherme 37:06 Choosing a career based on what you love vs. following the flow 38:29 The dilemma: financial market or engineering 43:09 Final advice for young people who want to be you tomorrow Social Media Johnny Freire:   / ojoaofinn   I Am You Tomorrow (Instagram):   / esvapodcast   I Am You Tomorrow (TikTok):   / esvapodcast