The Secret To Never Going Broke In Retirement! 4% Rule vs Fixed Percent Rule
There are two ways that you can plan for your retirement. But one could send you broke! Which is better? The 4% Rule or the Fixed Percent Withdrawal Rule? And which one will stop you from losing your retirement savings? Chapters 0:00 There are two ways to retire 0:10 Meet Stanley 0:22 What is the 4% rule? 0:55 An example of how the 4% rule works 1:35 How often can you withdraw money with the 4% rule? 2:05 Meet Melissa 2:20 How does the fixed percent rule work? 3:01 Example of the fixed percent rule 3:50 Lifestyle: 4% rule vs fixed percent rule 4:47 Can you go broke? 4% rule vs fixed percent rule 5:14 Example of going broke with the 4% rule 6:12 Australia's highest rate of inflation in the 70s 8:08 Inflation is high now and the share market is dropping 8:42 Can the fixed percent rule go broke example? 10:05 4% rule vs fixed percent rule graphs 10:46 Living within your means: 4% rule vs fixed percent rule 11:20 Predictable lifestyle? 11:34 Need smoothing savings? 12:54 What are TIBS - Treasury Indexed Bonds? 13:20 Rewarded for aggressive investing? 14:04 Investment mix? 15:15 Can I go 100% shares in retirement? 15:25 Can I get a 5% or 6% withdrawal rate in retirement? 16:14 I want a guaranteed standard of living in retirement 16:24 I'm good at saving for the future 16:35 When I retire, I don't want to worry about finances 17:05 Gowing your nest egg when you retire 17:15 I don't want to go broke in retirement 17:25 My partner doesn't understand investing 17:35 Can I invest 100% in shares in retirement? 17:51 Hybrid investing in retirement #sebastianstjames

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![The 4% Rule Explained [Video #1]](https://i.ytimg.com/vi/ifTZLtJDoaU/hqdefault.jpg?sqp=-oaymwEjCNACELwBSFryq4qpAxUIARUAAAAAGAElAADIQj0AgKJDeAE=&rs=AOn4CLDw-XwEOIdyiVgrrGJuulwc-c_fpg)
