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76694, u23621 20202 (Mon) Part 2 Live Just before the school zone A child suddenly jaywalked behind oncoming cars waiting at a traffic light Accident with a child - Follow-up The driver switched insurance companies because of this accident ------------------------ Hello. I've been watching your YouTube channel since its inception. How can I convince the police investigator to conclude the case as not guilty at the police level? I made an unprotected right turn and shortly after collided with a child jaywalking behind a forklift. There was a crosswalk ahead, so I was paying close attention to it. I couldn't see the pedestrian at the moment of impact, and I only saw him after turning my head to the side where I heard a bang. He was apparently completely obscured by the A-pillar. The police investigator looked at the dashcam and said that while the accident was clearly unavoidable, the driver cannot be blamed for the car-to-person collision. They said they'd investigate whether the other party had sustained serious injuries after an eight-week medical examination, and if so, they'd forward the case to the prosecution with a recommendation for indictment. I requested a video analysis from the Road Traffic Authority, but they questioned why I was requesting it, given the clear black box footage. They were saying it clearly showed something unavoidable. I told them not to worry too much, but they said it wouldn't be ruled a no-fault case. The black box car insurance company said, "How much is the black box car at fault?" → The insurance company representative interpreted the police issuing a sticker as meaning the driver was at fault, making it seem like I was at fault by 60% or more. 241225 (Wed) Part 2 Live Right before the school zone, behind oncoming cars waiting at a red light I suddenly got into an accident with a child who jaywalked. The police said they would forward the case to the prosecution if the 8-week diagnosis determines the injury was serious. Opinion * The opinion is that the black box car should not be at fault. If the case is forwarded to the prosecution for serious injury, you can receive legal assistance from the driver's insurance. If the fine is imposed because it wasn't serious injury, refuse it and go to a formal trial to be acquitted. Serious injury includes being in a vegetative state, quadriplegia, etc. An 8-week diagnosis doesn't necessarily mean serious injury. If the case is forwarded to the prosecution for serious injury, I will help you. How can I avoid that? One year and one month later spm**** 2026-01-25 00:04 I'm leaving a review now that the accident seems to have been resolved. Thanks to the lawyer, the case was resolved 100:0 amicably, and I sincerely thank you. It's been a little over a year since the accident, so my memory isn't entirely clear, but here's what happened: ■ Police Investigation (January 2025) During the in-person investigation, I cited the report from YouTuber Han Moon-chul TV and repeatedly argued that the accident was unavoidable and unavoidable. The investigator somewhat accepted my claims, and the other party expressed their unwillingness to pursue criminal charges, so the case was closed without a fine or demerit points. I requested that the cause of the accident be listed as "no violation" or "jaywalking," but I remember the investigator appearing displeased and denying this. When I explained again that this would complicate the insurance claim, they offered to write a favorable report and closed the investigation. Ultimately, the cause of the accident was recorded as "violation of the duty to drive safely," but it was acknowledged that the collision was extremely difficult to avoid, so the case was dismissed without administrative action. I could have appealed the investigation results, but I prioritized the other child's treatment, decided to accept the increased insurance premiums and the deductible, and forgot about the matter. ■ 00 Insurance (January 2025) The insurance company explained that if the duty to drive safely was recorded in the report, medical expenses would be covered even if there were no administrative or criminal penalties. The full medical expenses were subsequently covered, and the case was ultimately settled with a 100:00 ratio of fault. spm**** 2026-01-25 00:25 I initially claimed no-fault, but the insurance company said that was difficult. Whose side is that? I ended up switching to DB. Attorney Han Moon-cheol 2026-01-25 07:27 Afterwards, the full medical expenses were covered, and after some time, the final settlement was 100:0 fault. === Black Park Insurance paid the medical expenses, but the settlement was 100:0. Does that mean who is 100% at fault? What impact did this incident have on the Black Park discount? When did you switch to DB? Please upload a screenshot of your DB driver's insurance policy. Comparing the premiums between the previous 00 policy and the recent sw...