How The Ghana Stock Exchange Actually Works | Pickins

What would you do with 10,000 cedis right now? Save it? Spend it? Or let it grow into something bigger? In this episode of Unscripted with Raygan, we sit down with Benjamin Anamo, better known as Pickins, a finance educator and tech entrepreneur who is on a mission to make investing accessible to every young Ghanaian. Pickins breaks down the world of money in a way that actually makes sense, no jargon, no hype, just practical knowledge you can use today. Here's what we covered: 1. How compound interest works and why it matters 2. Treasury bills explained: how to invest and what to expect 3. The difference between stocks, mutual funds, forex, and ETFs 4. Which Ghana stocks are worth paying attention to (MTN, GCB, CAL Bank, SIC, and more) 5. Why you don't need a lot of money to start investing 6. The 50/30/20 budgeting rule 7. How dividends work and how they can fund your lifestyle 8. The SIC stock that grew 1,000% in one year 9. Why financial education is the real game changer 10. Advice Pickins would give his 20-year-old self about money If you read to this point, this is your reminder to like this video and leave a comment! Every Wednesday, we bring you stories from the people shaping Ghana's future in business, culture, and life. Join us every Wednesday and subscribe if you haven't already. CONNECT WITH PICKINS X https://x.com/pickinshub Instagram https://www.instagram.com/pickinshub/... LinkedIn   / benjamin-anane-asamoah   Tiktok https://www.tiktok.com/@pickinshubglo... Support the Show: https://buymeacoffee.com/rayganofficial CONNECT WITH RAYGAN: https://linktr.ee/rayganofficial CONNECT WITH UNSCRIPTED: https://linktr.ee/unscriptedwithraygan JOIN THE UNSCRIPTED COMMUNITY https://tr.ee/HZsqNl CHAPTERS 00:00 Intro / Who is Pickins? 02:57 Earliest memory of money 05:43 Compound interest explained 07:28 How treasury bills work 09:41 Risk and investing 10:54 Mutual funds and money market funds 13:40 Types of mutual funds (equity, fixed income, balanced) 16:34 Forex vs stocks 19:24 Index funds and ETFs 21:48 Investing vs saving 25:10 Fundamental and technical analysis 28:54 Ghana stocks: MTN, GCB, CAL Bank, SIC & more 32:50 What to look for before investing in stocks 34:48 Biggest misconception about money 36:00 The 50/30/20 budgeting rule 38:20 How dividends work 43:50 SIC's 1,000% growth story 48:05 Long-term investing and ETFs 49:18 Financial education in Ghana 51:46 Advice to his 20-year-old self 58:40 Final message to viewers 01:00:35 Final 7 Questions (Rapid Fire) 01:06:03 Wrap up and subscribe 🎵 Music used in this video is from Epidemic Sound. Get 30 days free using this link: https://share.epidemicsound.com/gu55sw 📌 Don’t forget to like, comment, and subscribe for more inspiring interviews!