Как люди покупают квартиры с помощью Жилищного баланса. Есть подвох?

📌The Housing Balance cooperative has been operating in Belarus since 2014. Its simplified model works like this: you pay dues for a period of time, then move into the apartment of your choice, and then pay the remaining balance over an average of 10-12 years. 📌Currently, the cooperative has over 25,000 members. About 6,500 of them have already moved into apartments with the help of Housing Balance. And over 600 people have already purchased their homes and become owners. 📌What kind of people buy apartments with Housing Balance? And how much do you have to pay per month to buy an apartment in Minsk through the cooperative? And how can you buy an apartment without a down payment? 📌Is it more profitable than a loan? What will be the overpayment? Are there any pitfalls? Does it look like a pyramid scheme? 📌What happens if someone wants to leave the Housing Balance? And what happens if something happens to the Housing Balance? 📌We asked representatives of the Housing Balance organization—the organization's founder, Evgeny Raitin, and Minsk-based transaction specialist, Vladislav Ulchits—to answer these and other questions. 📌At the end of the video, our host Stanislav Sharshukov offers a traditional quatrain of wishes for viewers in Belarusian! 🟡Appraise your apartment easily with Realt Online Appraisal - https://realt.by/ocenka-nedvizhimosti/ 🟡Sell your apartment easily with Realt.Deal - https://realt.by/realt-deal/ 🟡Book an apartment for a day easily and securely with Realt.Booking - https://realt.by/booking/ 🎬Learn more in the video: 00:00 What is this episode about 01:20 What is Housing Balance? 02:11 What is the organization's operating principle? 03:33 How did it all begin? 09:36 A Question of Trust 13:18 Current Statistics 14:25 Common Traits of Cooperative Members 15:59 Member Geography 17:16 Is It Really Possible to Live Without a Loan or Down Payment? 22:16 Analyzing the Accumulative Stage 29:02 Is the Accumulative System Keeping Up with Rising Prices? 33:04 What is Required for Those Wanting to Join a Cooperative 37:07 Counting the Numbers 41:33 What is the "Interest Rate" in the Housing Balance 42:51 Does the Payment Change Over Time and How? 47:02 What Repayment Period Are Cooperative Members Choosing Today 48:05 Average Square Footage of Apartments Purchased 50:38 How Does a Cooperative Work with New Buildings 53:53 Counting the Numbers 56:41 Percentage of People Without a Down Payment 58:02 Inventing Interesting Models - Apartment with a 40% Discount 01:00:35 Does a Cooperative Work with Houses? 01:03:46 What about garages, parking spaces, and commercial premises? 01:04:19 The strategic objective of a housing cooperative 01:05:16 Early exit 01:10:23 What happens if a cooperative member dies? 01:12:56 What happens if something happens to the cooperative itself? 01:17:33 The cooperative's plans for the future 🟡Follow Realt on social media: Telegram channel "Realt": ➞https://t.me/realtbyofficial Instagram "realt.official": ➞  / realt.offic.  . Subscribe to the useful email newsletter from Realt! https://realt.by/special-projects/email/ #housingbalance #realestate #apartmentsinminsk #newbuildings #buyanapartment #marketanalysis #realt #realt #newbuildingminsk #secondary