The Charitable Giving Strategy Many Physicians Miss

Click the link below to schedule your free 30 minute call! https://form.typeform.com/to/fqYUSxsI Many physicians give generously to causes they care about, including hospitals, foundations, medical organizations, alma maters, and local charities. What is often surprising is how many charitable gifts are not structured in a way that creates the full tax benefit available under current tax rules. In some situations, relatively small adjustments may improve the tax efficiency of charitable giving without changing the amount someone intends to give. In this episode, Lauren Oschman discusses: why some physicians do not fully benefit from charitable deductions how appreciated stock donations work when donor-advised funds may be useful why combining multiple years of charitable gifts can sometimes improve deduction timing and how recent tax law changes may affect charitable planning decisions The conversation also walks through examples commonly seen in physician financial planning and highlights why these strategies are frequently overlooked by high-income professionals managing busy careers. For physicians who have built taxable investment accounts and regularly donate to charity, understanding how charitable gifts interact with taxes, deductions, and investment gains can be an important part of long-term planning. Vestia Personal Wealth Advisors works exclusively with physicians and high-income medical professionals on financial planning, tax strategy coordination, retirement planning, and long-term wealth decisions. Timestamps: 00:00 Why some charitable gifts may not create the expected tax benefit 01:00 Understanding standard vs. itemized deductions 03:00 Recent charitable deduction rule changes 04:30 Donating appreciated investments instead of cash 06:45 Donor-advised funds explained 08:00 Combining multiple years of charitable giving 09:30 Using appreciated investments inside a donor-advised fund 10:30 Why these planning opportunities are often overlooked Investment advisory services offered through Vestia Personal Wealth Advisors, Vestia Retirement Plan Consultants, and Vestia Advisors, LLC, a Registered Investment Advisor with the SEC. Securities offered through Ausdal Financial Partners, Inc., 5187 Utica Ridge Rd, Davenport, IA. 52807 (563)326‐2064. Member FINRA/SIPC. Vestia Personal Wealth Advisors, Vestia Retirement Plan Consultants, Vestia Advisors, LLC and Ausdal Financial Partners, Inc. are independently owned and operated. This material should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor.