Los 3 pilares de la PENSION suiza (NO te podrás jubilar en España)
Discover how the pension system works in Switzerland, what each of its three pillars consists of, and why many consider Spain's system to be a pyramid scheme. Do you think your country's pension system is sustainable? Tell me in the comments and let's discuss possible solutions 💬 And listen up, if you're in Switzerland 🇨🇭, these resources will help you a lot ⬇️ This is how the pension "scheme" works in Switzerland (and why Spain is in trouble) 📌 Finances for expats in Switzerland 💳 Revolut – Multi-currency account with no exorbitant fees https://revolut.zangano.link 💳 Cembra Mastercard – 1% Cashback + 50 CHF gift https://cembra.zangano.link 💳 Wise – Transfer CHF/EUR with 0 fees up to €500 https://wise.zangano.link 💳 Finpension 3a – Save on taxes for your pension (25 CHF with code 9U513Z) https://finpension.zangano.link 💳 Neon Bank – Digital bank in Switzerland (code: 6HJA17) https://itunes.apple.com/ch/app/neon-... 📌 Tools for your productivity 🧠 VidIQ – Grow your channel intelligently https://vidiq.com/zangano 🧠 NordVPN – Access services from any country (3 months free) https://nordvpn.zangano.link 📌 Languages and adaptation in Switzerland 📘 Babbel – Learn languages in a Swiss context (3 months free) https://babbel.zangano.link 📘 Duolingo – Languages from your mobile device https://www.duolingo.com 📘 Busuu – Language course with real feedback https://www.busuu.com 📘 Memrise – Languages with real phrases from native speakers https://www.memrise.com 📘 Tandem – Language exchange with native speakers https://www.tandem.net ⏱️ Video chapters: 00:00 Is the Spanish pension system unsustainable? 01:00 Why it used to work and now it doesn't 02:00 Reasons why many young people leave 03:00 How the Swiss system works: 3 pillars 04:00 Pillar 1 – State pay-as-you-go: basic 05:00 Pillar 2 – Employer: individual capitalized savings 07:00 Pillar 3 – Voluntary savings with tax advantages 09:00 Cases where the pension isn't enough 11:00 Health insurance, cost of living, and real problems 12:00 Recap and final advice 📩 Contact and inquiries about Switzerland: [email protected] 💬 Join the community: https://comunidad.zangano.link #SwissPensions #ExpatLife #planyourfuture

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