Will The UK State Pension Exist When You Retire?

A third of people think the State Pension won’t even exist by the time they retire, but the real story is far more nuanced than the headlines suggest. In this video, we break down what’s actually likely to change, why experts aren’t calling for abolition, and how quiet policy tweaks already underway could reshape the deal you’re expecting. Most importantly, we explore how these shifts affect your long‑term plan and why preparing for a slightly less generous system is far more realistic than fearing a total collapse. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. This information is not investment advice. Do your own research. Other fees may apply. Sponsored link. To get free fractional shares worth up to £100, you can open an account with Trading 212 through this link https://www.trading212.com/join/RAMIN. Terms apply: https://www.trading212.com/legal-docu... Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Trading 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. ✔️ If you want to learn more about investing, why not become a pensioncraft.com member? To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/investor... What Else PensionCraft Offers: 💡 Book a coaching session with Ramin so he can answer your questions in a one-to-one video call via Zoom: https://pensioncraft.com/power-hour/ 🎯 Book a coaching session with Mark Howell, for objectives-led financial coaching and cash flow sense checks in a one-to-one call https://pensioncraft.com/coaching/ 📰 Sign up for our free weekly market roundup to get news and views about what's going on in the stock market and wider economy https://pensioncraft.com/market-roundup/ 📖 Understand investment in more depth with my online courses https://pensioncraft.com/courses-we-o... ❓ Join PensionCraft on YouTube and you’ll be supporting me to make more content 🎧Check out our free weekly podcast "Many Happy Returns" on your podcast app of choice or at    / @manyhappyreturnspodcast   The Following Data Sources Help Me Create My Videos (These links provide new users with a special offer and may also provide me with a small commission) ✔️ Stockopedia - New users get a special 25% discount on any annual plan if they use this link http://stk.pe/pensioncraft or enter our promo code 'PC25' at the checkout. ✔️ ShareScope & Sharescope Pro - special discount offers are available for PensionCraft viewers who use this link https://www.sharescope.co.uk/pensionc... Our Affiliate Partners (These links may provide you with a special offer and may also provide me with a small commission) ✔️ Investing.com - Real-time data, charts, and financial analysis tools: https://www.investing-referral.com/3W... Timestamps 00:00 Introduction 01:18 Why It Survives 01:34 A Brief History 02:28 How It’s Funded 03:18 Demographics Timebomb 04:30 What It’s Worth 05:57 The Timing Floor 06:54 Why Costs Rising 08:52 Option One Raise Age 09:40 Option Two Triple Lock 11:32 Option Three Quiet Cuts 12:37 Lessons From Abroad 13:56 How To Plan 15:00 Final Takeaways Where Else You Can Find Me https://pensioncraft.com/   / pensioncraft     / pensioncraft     / pensioncraft   Take A Look At Some Of My Other Videos 📹 Investment For Beginners playlist    • Investing for Beginners   📹 Investing For Retirement playlist    • Investing for Retirement   📹 Investing With Vanguard playlist    • Investing with Vanguard   📹 Portfolio Building Blocks playlist    • Portfolio Building Blocks   DISCLAIMER All information is given for educational purposes and is not financial advice. Ramin does not provide recommendations and is not responsible for investment actions taken by viewers. Figures that are quoted refer to the past and past performance is not a reliable indicator of future results. If you need financial advice, Unbiased, the UK’s leading online directory of financial advisers, can connect you to an Independent financial advisor for free. Additionally if you use our link to register with Unbiased, your first consultation with a financial adviser is free. https://imp.i337888.net/c/4012142/193... (This link provides you with a special offer and we will also earn a small commission)