What REALLY is an Annuity? (Which One is Good or Bad?)

Call us for a strategic retirement planning consultation! ☎️ 408-502-7080 (No Cost & No Fee) Or, submit a request through our website: https://retiringoptions.com/contact/?... Have you heard annuities are BAD and that you LOCK up your money? Have you heard Dave Ramsey, Fisher Investments, or your current advisor say to run away because they’re too complicated or to stay away since they have high fees, huge commissions, or surrender charges? Are you unsure what an annuity is? Curious about how it works? If so, we will clarify how THERE ARE some truths to those statements, but where those statements are not completely transparent. OUR MISSION: Our goal is to teach you the following: No fee vs. Fee type Annuities Fees vs. Commissions and how that affects you. Terminologies such as: Annuitization, Deferred, Fixed, Indexed, Variable, Riders, Caps & Participation Rates ============================================================ 🚩Part 1 How to RECESSION-PROOF Your FINANCES & INCOME [Pension (HYBRID) vs 401k]?    • How to Recession-Proof Your Retirement | 4...   🚩Part 2 HOW The 4% Rule CAN MAKE YOU BROKE! (Early Retirement Recession Risks)    • Why Retirees Go Back to Work—Stop Using th...   🚩Part 3 THE BEST 3 Buckets Strategy RECESSION-PROOF Finances & Income (5-Simple Steps!)    • 3 Bucket Strategy: You're Focusing on the ...   🚩PART 4 What is an Annuity & How does it work? (5 Types to Learn)    • What REALLY is an Annuity? (Which One is G...   ============================================================ CHAPTERS FOR YOUR CONVENIENCE 00:00 Annuities: Are They BAD? 00:30 Our Goal for You 1:01 Immediate Annuity (Annuitizing/Pension) 1:45 Immediate Annuity (Pros and Cons) 4:19 4 Types of Deferred Annuities 4:39 Fixed Annuity (Pros and Cons) 5:53 Variable Annuity (Pros and Cons) 7:21 Fixed Index Annuity (Pros and Cons) 7:59 How Does a Fixed Index Annuity Work? 10:24 Be Careful (What to Look For) 12:41 Pension Hybrid (Lifetime Income Riders) ============================================================ Your Retirement Advisor (18 Years) Kai & Ann Chung & Gracie (Our Retirement Puppy) 🐶 KCIIS (KC Independent Insurance Solutions, LLC) #annuity #pension #401k #retireearly #earlyretirement #guaranteedincome #KaiChung #KCIIS #AnnChung