Le Viager Libre opportunité ou pari ? Cécile Jacques, fondatrice Osez Viager [S8-E353]

When people talk about life annuities, many immediately picture a property occupied by the seller. However, there are two types of life annuities: occupied life annuity, the most common, and vacant life annuity, where the property is immediately available. It is precisely this second model that we will explore in this program with Cécile Jacques, founder of Osez Viager (Dare to Have a Life Annuity). A subject still relatively unknown and often misunderstood, vacant life annuity is gradually returning to the forefront of wealth management discussions. And for good reason: between increasing life expectancy, the weakening of family structures, and the decline in retirees' purchasing power, this model could meet new needs. Can you really get a good deal with a vacant life annuity? What are the often underestimated risks? Why do some sellers prefer this solution to a traditional sale? And above all: who is this type of transaction really for today? A life annuity with freehold rights is not a "gamble on life." It is first and foremost a real estate and financial arrangement that requires method, foresight, and an understanding of the rules. 🎧 A helpful episode to move beyond the clichés and understand a system that is still largely misunderstood. #LifeAnnuity #FreeholdLifeAnnuity #RealEstate #Assets #Investment #IglooOnAir Igloo 340 #DareToInvestInALifeAnnuity #Housing #AssetManagement 0:00 Introduction 01:35 Definition 02:23 Main advantages for the buyer 06:23 Risks and points to consider 09:30 Why choose a freehold life annuity? 11:45 Disadvantages or obstacles for the seller 13:14 Real-life scenarios or little-known nuances 15:00 3 essential tips