Considering Equity Release? How To Turn Your Home Into Financial Flexibility

Equity release is becoming an increasingly important part of later-life financial planning, particularly as rising property wealth and upcoming inheritance tax changes prompt more people to consider how best to use the value tied up in their homes. However, it's a financial planning topic that is often misunderstood. In this episode of Lumin Wealth's ‘Financial Illumination’ podcast, Financial Consultant and Equity Release expert, Sara Moore is joined by Financial Consultant, Kris Fisher, to unpack what equity release is, how it works, and whether it could be the right option for you or your family. They explore the two main types of equity release, along with the repayment options, flexibility, risks, and borrowing limits of modern products. Sara also discusses how equity release can support estate and Inheritance Tax (IHT) planning, including gifting to children in light of upcoming Inheritance Tax (IHT) changes, and explains why seeking regulated financial advice is essential before making any decisions. Listen to the full episode: Spotify: Search 'Financial Illumination' then 'Considering Equity Release? How To Turn Your Home Into Financial Flexibility' Apple podcasts: Search 'Financial Illumination' then 'Considering Equity Release? How To Turn Your Home Into Financial Flexibility' Learn more about Lumin Wealth: Visit our website: https://luminwealth.co.uk/ Follow us on Instagram: https://www.instagram.com/luminwealth/ DISCLAIMER Please note that the content of this podcast is for informational purposes only and should not be considered financial advice. As always, your capital is at risk when investing. Lumin is authorised and regulated by the Financial Conduct Authority.