Accountant Warns: The New 2028 First-Time Buyer ISA is a TRAP
I completely changed my UK property savings strategy this week. The UK government has formally confirmed that the Lifetime ISA (LISA) is being phased out and replaced with a brand-new "First-Time Buyer ISA" in April 2028. While the mainstream media is celebrating the new updates, they are completely ignoring a massive hidden trap in the small print that destroys your compound interest. As an immigrant woman and a chartered accountant building my wealth from absolute scratch in the UK, I don't look at flashy headlines, I look at the math. In this video, I’m sharing exactly why I am opening a Lifetime ISA right now, how I’m navigating the 25% exit penalty and visa risks as a Skilled Worker, and the grandfathered loophole you can use to protect your money before the 2028 deadline hits. Welcome to Yvonne Onscreen, the space where we help immigrant women plant deep financial roots and build unstoppable generational wealth in the UK. If you are ready to out-smart the corporate system and navigate UK money confidently, make sure to subscribe! 🌱 SUPPORT THE CHANNEL & SUBSCRIBE: Subscribe to Yvonne Onscreen: / @yvonneonscreen Instagram: https://www.instagram.com/yvonne_onsc... TikTok: https://www.tiktok.com/@yvonneonscree... ⏱️ TIMESTAMPS: 0:00 - The HM Treasury Bombshell: LISA is Ending 1:48 - The New 2028 First-Time Buyer ISA Explained 3:13 - Exposing the Monthly Compounding Bonus Trap 5:01 - UK Visa Risks & The £450,000 Property Limit 6:48 - My Exact Action Plan & Grandfathered Loophole 🔗 RESOURCES MENTIONED IN THIS VIDEO: Open a Lifetime ISA with Moneybox: https://www.moneyboxapp.com/ Check out Nutmeg Investing: https://nutmeg.com DISCLAIMER: Hi, I'm Yvonne. I am a chartered accountant, but the content in this video is for educational and informational purposes only. It does not constitute regulated financial advice. Please do your own independent research or speak to an FCA-regulated financial advisor before making any major investment decisions. #ukfinance #lifetimeisa #lisa2028 #firsttimebuyeruk #ukproperty #uktax #immigrantwomenuk #personalfinanceuk #uksavings #rootingwealth #financialliteracy #moneybox #charteredaccountant
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