40 - Unlocking Who Buys It From You Next: How the Budget Changed Buyer Pools

If you listened to Episode 37, you heard about the federal budget changes to negative gearing and capital gains tax. But there's a conversation we kept coming back to that deserves its own episode. It's not just about what you buy today, it's about who's going to buy it from you in the future. Since that episode, Chris has written a full report exploring exactly that question. It's called "Who Buys It From You Next?" and it looks at how the budget has reshaped buyer pools across different property types and what that means for the long-term value of what you buy today. In this episode, Jack interviews Chris about that report because there's some really important thinking here that every first home buyer needs to hear before they make a property decision. We cover how investors made up around 40% of all new home loans before the budget and why they've now stepped back from the established market. We talk about why grandfathering protects the current owner's tax position but not the next buyer and most importantly, we walk through the six practical tests from Chris's report that you can use to stress test any property before you commit. In this episode: 🔑 Why "who buys it from you next" is the question most people never ask 🔑 How the budget has changed buyer pools for established properties 🔑 Why properties driven by investor demand are now at risk 🔑 What properties with genuine owner-occupier demand actually look like 🔑 The six tests to stress test a property before you buy Timestamps 00:00 - Who Will Buy It From You Next? 02:48 - The Key Question When You're Buying 06:58 - Investor Activity and What It Means Post Budget 10:37 - When Investors Are Your Buyer Pool 16:22 - When Families and Owner-Occupiers Drive the Market 18:45 - The Six Tests for Property Assessment Free Resources Chris Report: Who Buys it From You Next: https://lp-alcove.com.au/budget Mentioned Episodes: Episode 6: Unlocking Asset Quality:    • 6 - Unlocking Asset Quality: How to Choose...   Episode 37: Unlocking the 2026 Federal Budget    • 37 - Unlocking the 2026 Federal Budget & W...   Want to keep the conversation going? 👉 Join the First Home Unlocked Facebook Community:   / firsthomeunlocked   📅 Book a chat with Jack for tailored support: https://calendly.com/jackelliott-alco... 📱Follow Us on social media: Instagram:   / firsthomeunlocked   TikTok:   / uc6n1qn33fd128vli5tw2naq   https://www.firsthomeunlocked.com.au #firsthomebuyer #australianproperty #homebuyingguide #mortgageadvice #propertystrategy #firsthomeunlocked