Very important: Inheritance Tax UK rules may change in 2026 — most people aren’t prepared

Act now or risk losing millions to HMRC. Inheritance tax UK rules may change in 2026 — most people aren’t prepared. -------- 🔔 Subscribe for expert UK tax planning insights 📊 Free personalised help: • Submit your question (free video advice): https://www.bluebond.co.uk/free-resou... • Join our next inheritance tax webinar: https://www.bluebond.co.uk/free-resou... 📅 Ready for tailored planning? Learn more about how to save Inheritance Tax here: https://www.bluebond.co.uk/iht-mitiga... -------- This video explains a potential shift in inheritance tax UK policy that could impact how gifting, trusts, and wealth transfer are treated. With UK government debt elevated, there is increasing pressure on HMRC to raise revenue—often targeting wealthier individuals, business owners, and property investors. What is inheritance tax UK? It is a 40% tax applied to estates above the nil-rate band (currently £325,000), with additional reliefs such as the residence nil-rate band potentially available. Under current UK rules, inheritance tax UK applies at 40% on assets above available thresholds, and without proactive planning, your estate could face a significant tax liability. Currently, individuals can make potentially exempt transfers (PETs), which fall outside the estate after 7 years, and certain gifts into trust may trigger a 20% lifetime charge above thresholds. However, future governments may review or restrict these rules, including how allowances apply over a lifetime—this is not confirmed legislation. How can you reduce inheritance tax legally under current rules? Could future HMRC changes impact your existing estate plan? This video outlines what could change, who may be affected, and why reviewing your strategy ahead of future budgets—such as October 2026—may be important. What You’ll Learn • Master the current inheritance tax UK rules and thresholds • Navigate potential future changes and their implications • Shield your estate using proactive tax planning UK strategies • Analyse the impact of double taxation (income tax + IHT) on your legacy. • Identify specific HMRC-compliant exemptions for inheritance tax UK. • Understand how gifting, trusts, and pensions are currently treated • Evaluate your exposure to possible HMRC policy changes • Build a robust inheritance tax mitigation plan based on current law Timestamps 00:03 Intro – Why this inheritance tax UK warning matters now 01:15 Future inheritance tax UK changes explained 02:02 UK debt and why taxes may rise 03:20 Who HMRC may target for higher taxes 03:28 Current inheritance tax UK thresholds and nil-rate band 03:57 How gifting rules and 7-year PETs work 04:14 Trusts and 20% lifetime charge explained 04:26 Proposed lifetime gifting allowance risk 05:03 How gifts could trigger 40% inheritance tax UK 05:26 Pension withdrawals and gifting implications 06:07 Why inheritance tax planning becomes harder 06:36 October 2026 deadline and planning window 07:00 How to structure your gifting and trust strategy 08:15 Why delaying could cost your family wealth 09:09 Final call to action – act before rules change ⚠️ This video is for general information only and does not constitute personal financial or tax advice. Tax rules may change and individual circumstances vary. #UKTax #TaxPlanningUK #HMRC #AvoidTaxMistakes #InheritanceTaxUK #EstatePlanningUK #WealthProtection #UKPropertyTax #IHTPlanning #TaxEfficiency