2026 Hawaii Down Payment Assistance Guide

https://newbhomebuyer.com/hawaii ^^Connect with a down payment assistance team^^ In this video, I break down Hawaii’s local down payment assistance programs for 2026, including grants, deferred loans, forgivable loans, and below-market mortgage options that could help make homeownership more affordable. We cover programs like: • Hale Kamaʻāina Mortgage Program (formerly Hula Mae) • OHA Access to Home Ownership for Native Hawaiians • Honolulu Down Payment Loan Program • HHOC Down Payment Assistance Loan (up to $125,000) • Maui County First-Time Homebuyer DPA • Kauai County Home Buyer Loan Program I also explain: • The difference between grants vs loans • Repayable vs deferred vs forgivable assistance • Income limits and eligibility requirements • Which programs may help reduce or avoid PMI • How these programs can be combined with certain mortgage options These programs can only be handled by approved lenders, so if you'd like help connecting with a local Hawaii realtor and lender familiar with these programs, use the link below. ⚠️ Program guidelines, income limits, and funding availability can change. Always verify details with the program administrator or approved lender. Last updated: 1/31/2026