REACT: A "carteira preguiçosa" que bate 90% dos investidores

Tired of consuming content and still not knowing what to do with your money? This link changes that 👉 https://investidoralfa.com/ Have you seen that promise of an ETF portfolio that beats 90% of professionals? Well, I watched Sabrina Riguette's video about the lazy portfolio that beats 90% and decided to bring you a complete reaction. Because when it comes to ETF portfolios, I can't stay quiet. The idea behind the lazy portfolio that beats 90% is good — systematic investments, without emotion, without trying to guess the market. I agree 100% with that. But the execution has some points that I needed to comment on, because wrong details in investments are costly in the long run. In this reaction, I paused the video and shared my vision as an ETF portfolio specialist: where I agree, where I disagree, and why. It's not a question of one strategy being better than another — there are several ways to reach your financial goals. But when it comes to ETF portfolios, I will always present what the data and evidence show, not what I "think" works. There are points about global diversification, about the confusion with tax efficiency, and about the timing factor that I needed to correct. These are mistakes that seem small but that many people make when putting together their own investments. If you are structuring your investments or want to better understand how to evaluate an ETF portfolio strategy before following any recommendation that appears out there, this video is for you. Stay until the end — there are insights that will change the way you analyze any lazy portfolio that hits 90% that you find on YouTube. Get a 15% discount on sending/receiving money abroad with the coupon JPAZEVEDO on Remessa Online, open your account through this link: http://go2.remessaonline.com.br/SH4w Social Networks Instagram:   / jp_azevedo   X: https://x.com/jp_azevedo3 Threads: https://www.threads.net/@jp_azevedo My name is João Paulo Azevedo. Entrepreneur, father, athlete and specialist in international investments, obsessed with conquering our most valuable asset, time. I teach you how to gain time simply and safely through global ETFs. Welcome! 00:00 The lazy portfolio that hits 90% 03:01 The mistake of the American database 06:36 Technology: factor or trap? 10:46 Emerging markets are not a value factor 15:37 The tax error of DIVO11 19:09 Momentum factor: truth and myth 26:37 What I would do differently ------------------------------------------------------------------------------- This video does not contain recommendations, it is for informational purposes only.