【世帯年収700万でも買えない】新築平均1億円超の現実／「借りられる額」と「返せる額」の危険な勘違い／ペアローンで離婚したらどうなる／50年ローンを銀行が勧める本当の理由《長嶋修×菱田雅生》

▼For real estate investment, Rakumachi App is No. 1 in the number of income-generating properties▼ https://www.rakumachi.jp/r/yhttr4ve?u... ▼Recommended related videos▼    • 【牧野知弘×永濱利廣】止まらない物価高／現金はもう安全じゃない／建築費はインフレ先取...      • 【住宅ローン】年収500万が一番危ない…破綻につながる「7つの大罪」／タワマンペアロ...   ▼More practical and useful videos are being distributed! ▼ Click here for details on "Rakumachi Premium" https://www.rakumachi.jp/lp/premium_s... Monthly plan: 3300 yen Annual plan: 29800 yen (annual lump-sum payment) ▼For those considering advertising/PR on the Rakumachi Channel, click here▼ https://www.rakumachi.jp/r/jvmfqqsc -[Chapters]- 00:00 Opening 03:39 Why do new apartment prices keep rising? 07:44 Confusing how much you can borrow with how much you can repay 11:00 Unaccounted-for expenses revealed by household budget inventory 15:24 Joint loans and divorce risk 20:24 Buying without considering the peak of education expenses 25:29 The sweet trap of a 50-year loan 33:00 A house that's too big remains after the children become independent. --- [No Clipping or Reposting] Videos on the Rakumachi Channel are strictly prohibited from being clipped, re-edited, or reposted. [Rakumachi] Official Website: https://www.rakumachi.jp/?uiaid=youtube [Official Social Media] X (formerly Twitter):   / rakumachinews   LINE@: https://page.line.me/nyb2478b TikTok:   / rakumachi.jp   Facebook:   / rakumachi   Instagram:   / rakumachi   [Operated by] Rakumachi Co., Ltd. Official Website: https://rakumachi.co.jp/?uiaid=youtube #Mortgage #MiddleClass #PairLoan #HouseholdManagement #Rakumachi *'Number 1 in Property Listings': According to Japan Marketing Research Organization (August 2025)