4 Biggest Student Loan Mistakes People Are Making Right Now (2026 Changes Explained)

Student loan rules are changing in July, and many borrowers are making costly decisions without realizing the impact. In this video, I break down 4 major student loan mistakes that could cost you thousands, especially if you’re considering refinancing, consolidation, or PSLF. These are real issues showing up right now as repayment systems and eligibility rules shift. Before you make any permanent decisions about your loans, make sure you understand what’s actually changing. Watch until the end for the biggest mistake people are making right now. 00:44 Mistake #1 03:35 Mistake #2 06:24 Mistake #3 08:14 Mistake #4 10:27 What You Should Do Now (Action Plan) ------------------------------------------------------------------------------------------------------------------------------ Get CLEAR on your Student Loan Strategy (only $47) ➡️ Get it here: https://www.morejoymorewealth.com/the... Get personalized guidance on your student loan strategy. Book a Student Loan Clarity Call with me! ➡️ Schedule here: https://calendly.com/morejoymorewealt... ------------------------------------------------------------------------------------------------------------------------------ 30-Day Financial Joy Success Script – Transform your finances in just one month! ➡️ Get it here: https://www.morejoymorewealth.com/30D... Need financial clarity? Book a FREE 15-minute market research discovery call (no sales pitch, just advice!) ➡️ Schedule here: https://calendly.com/morejoymorewealt... Start Your Financial Freedom Journey with Joyfully Free! ➡️ Enroll now: https://www.morejoymorewealth.com/joy... Unlock the secret to budgeting more joy into your life with the Joy Budget eBook! Use code "YOUTUBE" for a special $10 offer. ➡️ Grab it here: https://bit.ly/JoyBudgetingMethodEbook Ready to crush your debt? Join the Joyfully Free Accelerator! ➡️ Enroll now: https://bit.ly/JoyfullyFreeAccelerator 🔗 STAY CONNECTED Visit my website – https://www.morejoymorewealth.com/ Listen to Wealth Minded MD – https://www.wealthmindedmd.com/ Follow me on Instagram –   / brittnehalford   Connect on LinkedIn –   / brittne-halford   Inquiries? Email me at [email protected] 📩 DISCLAIMER: I'm not a licensed financial planner or advisor. The information provided is for educational purposes only and should not be considered professional financial advice. #StudentLoans #PSLF #StudentLoanForgiveness #LoanForgiveness #StudentDebt #StudentLoanAdvice #PSLF2026 #RefinanceOrNot #FinancialPlanning #DebtFreeJourney #IncomeDrivenRepayment #ParentPLUSLoans #LoanConsolidation #WealthBuilding #PersonalFinanceTips