NRI Remittance: Watch this before you send money to India and Abroad
Download Aspora & Send Money to India at Google Rates: https://link.aspora.com/DYot/m2tsjc0s Use code KEERTHI2026 to get first free transfer. Subscribe to Aspora : / @get_aspora Are you an NRI losing money every time you transfer funds to India — or struggling to bring money back legally? Then, this video breaks down everything you need to know about sending money into India and repatriating it back out — the right way. PART 1 — Sending Money Into India There is no upper limit on inward remittance for legitimate purposes like family maintenance, investments, or property. But the account you choose matters. NRE accounts are ideal for foreign income — tax-free interest and fully repatriable. FCNR deposits protect you from rupee fluctuation. NRO accounts are for Indian-sourced income like rent or dividends. This video also includes a live comparison showing why zero-fee transfers often cost you more than you think. PART 2 — Repatriating Money Out of India NRO accounts allow up to USD 1 million repatriation per financial year — but documentation is non-negotiable. And here is the 2026 update most NRIs and even CAs have missed: Form 15CA and Form 15CB are officially replaced from 1st April 2026. They are now Form 145 (your declaration) and Form 146 (your CA's certificate) under the new Income Tax Act 2025. Send the old forms to your bank after this date and your transfer will be blocked — period. This video also covers LRS rules for returning residents, RFC accounts, TCS on remittances above ₹7 lakh, and why declaring foreign assets in Schedule FA of your ITR is non-negotiable. DISCLAIMER: This video is strictly for educational purposes and to spread general awareness about finance. It does not intend to constitute any financial or investment advice. Any content should not be construed as a recommendation to buy or sell any product or asset class. For Inquiries on NRI services write to us : [email protected] To Know more about Dhee Consultancy visit: www.keerthisfinfo.com WhatsApp Us: +971 521621875 Join Keerthi's FinFo Community: https://chat.whatsapp.com/E9Nov7B4K6c...

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