Чи вистачить мільйона на пенсію

A million dollars sounds like the ultimate goal, but retirement is not just about the number in the account, but also about expenses, inflation, and risks. In this video, I explain why capital should be evaluated based on real income, life expectancy, and safety margin. This is educational content, not individual financial advice. Before making financial decisions, check the terms, risks, and taxes, and consult with a professional if necessary. #pension #million #financialfreedom