25 LOST Rotating Credit Clubs That Let Immigrant Families Buy Homes When Banks Refused Them
In 1947, a gardener in Sawtelle, Los Angeles named Morio Hayashida walked out of the Poston internment camp with a government bus ticket and $25 in cash. By 1951, he had helped found a club with ten other men that met in a garage on 7th Avenue. Each man put $20 into a pot every month. One man took the whole $200. No bank. No paperwork. No interest. No credit check. By 1954, twenty-four of the thirty members had purchased property. The bank had refused every single one of them. This video uncovers 25 lost rotating credit clubs that immigrant families built when banks refused to serve them — the tanomoshi, the kye, the susu, the tanda, the hui, the paluwagan, the ekub, the gemilut chasadim, and a dozen more. Across fifteen communities and three continents, every immigrant wave arrived with the same system under a different name. This is the story of the bank the banks never knew existed. 00:00 - Immigrant Families 01:55 - Kye 02:47 - Garage 03:36 - Envelope 04:24 - Tanda 05:06 - Pushke 05:58 - Hui 07:38 - Factory floor 08:23 - Cundina 09:09 - Arisan 09:53 - Moai 10:38 - Njangi 11:26 - Ekub 12:15 - Pandeiro 13:53 - Paluwagan 14:38 - Chit Fund 15:33 - Junta 16:15 - Sol 17:04 - Kye 17:54 - Tanomoshi 18:48 - Susu 19:41- Hui 20:31 - Tanda 21:18 - Gemilut Chasadim 22:11 - Hui 23:55 - Rotating Credit Club Every episode of Forgotten Money Roots is independently researched and scripted by our production team, drawing on historical records, sociological studies, and documented community archives. Narration is performed by our in-house voiceover artist. Visuals are professionally edited using industry-standard tools. All third-party assets are fully licensed. © 2026 Forgotten Money Roots. All rights reserved. No part of this content may be re-uploaded or repurposed without written permission. #forgottenmoneyroots, #immigrantwealthsecrets, #rotatingcreditclub, #forgottenmoneysecrets, #immigrantfamilies
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