No Pinky Promises — How to Build Fintech the Right Way | Stephen Walsh × Sanil Xavier, PrizeBNK

"Don't worry, we've got protections in place." That's the pinky promise most AI tools are making with your data. In fintech? Not good enough. Sanil Xavier (PrizeBNK) sits down with Stephen Walsh — CEO of Keeper Solutions, 80 people, 14 years, clients from startup to unicorn — for an honest conversation about building fintech properly. 💬 We cover: → Why AI governance in regulated fintech isn't optional → How open banking powers PrizeBNK responsibly → The UK emergency fund crisis (1 in 3 have nothing saved) → Bootstrapping to 80 people with zero investment → How to scale from £1M to £100M 👤 Stephen Walsh —   / stiofanwalsh   🏦 About PrizeBNK: PrizeBNK helps SME employees build financial resilience through open banking-powered, gamified prize-linked savings. Sanil Xavier’s LinkedIn:   / sanil-xavier   Prizebnk Website: https://prizebnk.com/ #Fintech #AI #OpenBanking #PrizeBNK #KeeperSolutions #FintechFounders #AIGovernance #Belfast #NorthernIreland