บ้านว่าง 1.64 ล้านหลัง…ประเทศไทยกำลังเกิดอะไรขึ้น

1.64 million vacant homes… but owners are still making monthly payments to the bank. Many condo buildings have only a few rooms with their lights on. The rest are “debts that no one lives in.” Some bought when they had money. Today, it has become a burden that eats away at their lives every month. The truth that many people don't want to talk about is this: Many Thais bought houses or condos during good economic times. At the time, they all thought the same thing: “To keep as an asset.” But as time passed, they couldn't rent them out, and they couldn't sell them, but the bank payments continued every month. This is where the word “asset” starts to become a burden. Many will say, “It’s okay, just keep paying, the price will go up.” But the other side of the truth that few people talk about is: In some locations, after 5-10 years, the price remains the same. But the interest paid is real money that disappears every month. This is why I see many clients starting to say the same thing: “Mr. U…I want to sell now.” But when it's time to actually sell, they set a price higher than the market rate. Because deep down, they can't accept that selling at a lower price would result in a loss. Even though, in reality, holding on might lead to even greater financial losses. This is a real estate trap that most people are unaware of. If you can still afford the payments, it might still be an asset. But when you start having trouble making payments, it's no longer an asset; it's debt. And this kind of debt slowly erodes your life. I see this every day from clients who come for consultations. Some just need someone to help them see the bigger picture to determine whether they should “hold” or “let go.” Some just need someone to listen…and start finding solutions. We can start with an open conversation. Consultation services start at 3,500 baht. Or, for business cases requiring planning before discussing with the bank, I can schedule a meeting at my office. This service costs 20,000 baht. And for some cases where the situation has already escalated... We really need a team to negotiate on your behalf. We offer a service for 35,000 baht per creditor. 📲 LINE: @antonio 📞 Call 065-626-4545 💵 Bank Transfer Bank: Kasikorn Bank Account Name: Antonio Attorney Co., Ltd. Account Number: 069-8-29148-6 Another thing I've done: I have special videos on my YouTube membership system. For those who want to truly understand: How banks think Why some people succeed in debt negotiations And why others fail I explain everything from real cases. Subscribe here: 👉    / @antonioattorney   There are options for both 300 and 900 baht. If you own a house or condo, quietly ask yourself one question: Is it still your asset? Or is it becoming a burden? If one day you start feeling uncertain, you can save this post. Perhaps… you might come back and read it again on the day you have to make a real decision.