【定説崩壊】変動10年 vs 固定5年どっち？金利逆転で国債の選び方が変わった

The conventional wisdom about individual government bonds has changed. Until now, it was said that "choosing a 10-year variable rate is fine," but rising interest rates have led to 5-year fixed rates offering higher interest rates. In this video, we clearly explain: ・Why the interest rate reversal occurred ・Which one should you choose now? ・How should you choose between a 10-year variable rate, a 5-year fixed rate, and a 3-year fixed rate? ・Answers to frequently asked questions. The bottom line is: 👉 Don't just choose a 10-year variable rate; choose a combination of maturities. A must-watch for anyone considering purchasing individual government bonds. 📌 Related Videos "Individual Government Bonds vs. New Window-Sold Government Bonds"    • 【比較解説】個人向け国債と新窓販国債、どっちがいい？利回り動向と活用法を詳しく解説！   "The Optimal Solution for Early Redemption of Individual Government Bonds"    • 【徹底シミュレーション】個人向け国債：中途換金の最適解とは？   ㊗️New book, "Is My NISA/iDeCo Money Invested Still Safe?", released December 4th. "Shuntaro Tsukamoto's Money School from Zero," which airs every Saturday morning at 7 a.m. on X-Space, has been published as a book. It addresses simple investment-related questions submitted by listeners. As an early bird bonus (until March 31, 2026) on Amazon, a special extra edition with 10 Q&A pages is included. Purchase it here: https://amzn.asia/d/0oZ8910 📻 "Shuntaro Tsukamoto's Money School from Zero" airs every Saturday morning at 7 a.m. Investment questions are accepted via LINE Open Chat. https://line.me/ti/g2/SslGkaVaGmdbina... 📖Table of Contents 0:00 Introduction 1:28 ① Rising government bond interest rates have reversed the interest rates of variable 10 and fixed 5. 6:40 ② If you had to choose now, which would it be? 8:38 ③ Frequently Asked Questions 11:08 ④ Summary 14:48 Conclusion ======== This is Shuntaro Tsukamoto from Shuntaro Tsukamoto's Financial Literacy Channel! This channel focuses on financial literacy, the knowledge and judgment needed for everyday people. Financial literacy is comprised of three pillars: household management, life planning, and asset formation. By acquiring financial literacy, you can use your money wisely. Subscribe now!    / @financialliteracychannel   ======== ◆Shuntaro Tsukamoto's Profile After working for a foreign asset management company for over 20 years, he served as financial education director for the Financial Services Agency, where he was responsible for creating financial and economics instructional materials for high school home economics classes and the "Poop Money Drill" for elementary school students. He currently serves as a financial educator, giving lectures on financial literacy and asset formation. Graduated from the Faculty of Policy Management at Keio University and the Graduate School of International Relations at Syracuse University. Lecturer on NHK Educational TV's "Hobby Doki! Enjoy Financial Education Starting Today." NewsPicks ProPicker ＝＝＝＝＝＝＝ 🔖 Hashtags #ShuntaroTsukamoto'sFinancialLiteracyChannel #IndividualGovernmentBonds #GovernmentBonds ShuntaroTsukamoto's social media accounts are listed below. Homepage (For job inquiries, please contact here): https://shuntarotsukamoto.com/ X (Investment-related posts):   / shuntarotsu   NewsPicks (Currently working as a ProPicker): https://newspicks.com/user/3841832 Free BGM DOVA-SYNDROME https://dova-s.jp/