Что будет с семейной ипотекой после 1 октября?

Together with real estate market expert Vladimir Zhokov and Igor Fainman, Director of Investor Relations at multiregional developer APRI, we examine the current conditions for family mortgages and housing market forecasts. The main question of the broadcast: What will the new terms for family mortgages be starting October 1? — We'll discuss how demand for apartments has changed in 2026 and whether we should expect a rush ahead of the tightening of preferential mortgages. — We'll consider scenarios ranging from rate differentiation to a radical increase in down payments to 50% and a reduction in loan terms to 15 years. — We'll forecast how tightening conditions will affect the cost of new buildings and whether developers will begin to lower prices due to falling demand. — We'll discuss the alternatives developers are preparing: their own subsidized programs, installment plans, and other tools for adapting to the new realities of the real estate market. Video timestamps: 01:55 Introduction 02:25 What are the current family mortgage terms? 05:50 How has demand for new buildings changed since the beginning of 2026 amid news of a tightening of the preferential program? 09:40 Regional trends: where is it more profitable to invest? 14:35 How do developers plan to maintain sales after October 1, 2026? 22:25 What family mortgage terms will be introduced starting October 1? 27:24 Is the future of individual housing construction? How will this sector develop? 30:20 Should we expect a price collapse after October 1?