30 Life Lessons I Wish I Knew Sooner | Big Sister Chat on My 31st Birthday!

I just wrapped my first year of my 30s, and I'm sharing the 30 biggest lessons I learned along the way. From de-centering your age to normalizing changing your mind to finally getting your money basics right, this is everything I wish someone had told me in my 20s. If you feel like you're racing a deadline that isn't even real, this one's for you. What I cover: 👉🏻 Why de-centering your age is the most important lesson on this list 👉🏻 Door decisions vs. wall decisions, and how to tell the difference 👉🏻 Why I finally went on an SSRI and started therapy 👉🏻 The systems and defaults that make my life feel manageable 👉🏻 Why hitting your Coast FI number matters even if you love your job Subscribe to Beyond Your Budget: https://breakyourbudget.substack.com/ Personal Finance Starter Kit: https://breakyourbudget.substack.com/... BREAK YOUR BUDGET RESOURCES: 💸 Personal Finance Dashboard: https://breakyourbudget.com/personal-... 💸 Basic Budgeting Template: https://breakyourbudget.com/basic-bud... 💸 FI/RE Template: https://breakyourbudget.com/fire-temp... 💸 RENT VS. BUY CALCULATOR https://breakyourbudget.com/rent-vs-b... 💳 Tools I Use: Rakuten Cash Back: https://shorturl.at/w0PcH SoFi HYSA: https://secure.money.com/pr/pa5344bfc4f2 Try Classpass: https://classpass.com/refer/UKLV6BN026 All Other Resources: https://breakyourbudget.com/links 👩🏼‍💻 Inquiries: [email protected] 📸 Instagram:   / breakyourbudget   📲 Tiktok:   / breakyourbudget   📸 Instagram: ⁠⁠  / michela_alloccaa   💸 My ShopMy: https://shopmy.us/shop/michelaallocca TIMESTAMPS: 0:00 — Intro: how I'm spending my birthday 5:00 — My theme for 31: creativity 9:00 — Lesson 1: de-center your age 13:00 — Changing your mind, self-hatred, taking things personally 17:00 — Going on an SSRI and going to therapy 20:30 — Boundaries, clutter, and taking offense 26:00 — Alone time, quality over quantity, trusting your gut 32:00 — Money basics, identity, and Coast FI 41:00 — Discipline, systems, health, and where you live 47:00 — Doors vs. walls, grace, debate, and the closing lesson