Bond Ladder: Come creo una rendita sicura (le mie 2 strategie)

In this video, I show you in detail my Bond Ladder strategy. Many people ask me if I'm using this tool, and the answer is yes: I have two, with completely different goals and time horizons. We'll look together at how I manage short-term liquidity through my PIR (Individual Savings Plan) and how I'm planning my future income for retirement (2040 and beyond) using dollar-denominated bonds. What you'll learn in this video: ✅ What is a Bond Ladder and why is it useful for investors? ✅ How to use short-term maturities to always have liquidity available. ✅ My "pension" strategy with very long-term bonds. ✅ The tax advantages of the PIR applied to Italian corporate bonds. VIDEO CHAPTERS: 00:00 Introduction: Why do I have two Bond Ladders? 01:12 What is a Bond Ladder? 02:02 Objective 1: Liquidity and Managing Market Shocks 02:51 My First Ladder: Short-Term Bonds (PIR) 03:52 The Advantages of Short Maturities and Tax Exemption 04:45 My Second Ladder: Long-Term Strategy (2038-2050) 05:35 Why Invest with Maturities Beyond 2040? 06:12 Integrating Bond Coupons with a Public Pension 07:12 Intergenerational and Equity Portfolio 08:00 Conclusions and Final Reflections