종합보험 설계, 보험료 새는 특약은 따로 있습니다

Have you received a comprehensive insurance plan but are worried because the premiums are too high? When it comes to insurance, it is more important to design a plan that you can maintain within your budget for the long term, rather than simply adding a lot of good riders. In this video, I will explain the criteria for designing a comprehensive insurance plan that reduces premiums while retaining core coverage, using actual consultation cases. ※ Video Contents ※ 00:00 Actual Consultation Case to Reduce Premium Burden 01:20 What Makes a Good Comprehensive Insurance Plan? 01:26 Consultation Case on Comprehensive Insurance Proposal for a Woman in Her 30s 02:41 Why Having Many Good Riders Can Be a Problem 03:29 Why You Should Set Your Premium Budget First 04:14 5 Categories of Comprehensive Insurance Riders 04:36 Analysis of Cancer Insurance Rider Composition 06:31 Special Calculation Provisions You Must Know About Cancer Treatment Costs 07:34 The Core of Cancer Insurance is Non-Covered Treatment Costs 09:08 Adjustment Criteria for Major Cancer Treatment Costs 09:27 Analysis of Riders for the 2 Major Diseases 10:20 How Should You View Diagnosis Benefits for the 4 Major Circulatory Diseases? 11:55 Why Major Circulatory System Treatment Expenses Are Necessary 12:28 Criteria for Organizing Surgery Expense Riders 12:44 Comparison of Injury Surgery Expenses and Injury Type 1-5 Surgery Expenses 13:18 Key Adjustment Points for Disease Surgery Expenses 13:47 Difference Between Integrated Disease Treatment Expenses and Type 1-5 Surgery Expenses 15:32 Why N Major Disease Surgery Expenses Are Necessary 16:13 Key Adjustment Points for Lifestyle Disease Surgery Expenses 17:19 How Should Nursing Care Insurance Be Viewed? 17:41 Summary of Permanent Disability and Other Riders 18:46 Other Riders Adjustable in Ratio to Premiums 19:24 Results of Comprehensive Insurance Rider Diet 20:28 How to Lower Premiums Through Insurance Company Combination Design 21:36 Summary of Comprehensive Insurance Design Key Points 22:13 Guide to Consultation for Designing a Plan Tailored to Your Insurance Just because a proposal includes many riders does not mean they all have the same priority. Covered and non-covered treatments, diagnosis and treatment expenses, and surgery and nursing care expenses each play different roles. In this video, we provide criteria for organizing coverage by dividing its roles, rather than simply offering methods to lower insurance premiums. If you already have insurance or are preparing to sign up for a new comprehensive insurance policy, please review the overlapping and understaffed areas within your current coverage. The more complex insurance can seem, the clearer it becomes once you understand the criteria. 📌 Please contact us if you would like to design a plan that includes only the most important riders within your desired premium range. 📞 Phone Consultation: 1899-8411 💬 KakaoTalk Consultation: https://bit.ly/4uLEEJw 💬 Financial Product Research Institute Cafe: https://cafe.naver.com/qkrktjqj #ComprehensiveInsurance #InsurancePlanning #InsuranceRemodeling #CancerInsurance #SurgeryCostInsurance #NursingCareInsurance #InsurancePriorities #InsuranceFor30s #InsuranceFor40s #HowToReduceInsurancePremiums