You Don’t Need €1M to Retire in Ireland (Here’s the Real Number)

This content is for educational purposes only and does not constitute financial advice. Want to calculate your own number? I’ve built a simple retirement calculator for Ireland. 👉 https://docs.google.com/forms/d/e/1FA... You Don’t Need €1M to Retire in Ireland (Here’s the Real Number) Most people in Ireland think they need €1,000,000 to retire. They don’t. And believing that number could mean working years longer than you actually need to. In this video, I break down: Why the “€1M retirement target” is misleading How your expenses actually change in retirement The role of the Irish State Pension (and why people ignore it) Why the famous 4% rule might be too conservative And how a much smaller number could be enough I’ll also walk through a real example showing how someone aiming for €35k/year might only need €250k–€300k — not even close to a million. This isn’t about guesswork or US-based advice that doesn’t apply here. It’s about building a realistic plan based on how retirement actually works in Ireland. Key takeaway: You’re not trying to fund your entire lifestyle. You’re just filling the gap. And that changes everything