This Mother Built an Individual Corpus of ₹2.5Cr Corpus for Kids, Home & Retirement
After 17 years of working in taxation, CA Richa has seen how most people handle money. In this episode, she opens up about her own journey of building a personal corpus of ₹2.5 Cr while balancing family, career, and long-term goals. From her first stipend to a portfolio spread across real estate, mutual funds, gold, and debt, her journey reflects a relatable Indian family wealth plan built over years - with honest mistakes, practical frameworks, and tax insights most salaried professionals don’t know. What you’ll learn in this episode: How she built a ₹2.5 Cr family corpus while raising two kids The big money mistake she made and what it taught her How rental income can be used to fund EMIs Her real-life portfolio allocation and long-term thinking Salary structuring and tax benefits most employees ignore Her investment mantra : goal tagging If you’re a salaried professional, a parent planning for your kids, or someone serious about long-term wealth building, this episode will give you clarity. ------------------------------------------------------------------------- Timestamps 00:00 Intro 01:08 Career Journey & Salary Progression 03:37 How Her Upbringing Helped Her 04:57 1st stipend & 1st salary 06:21 How Richa Started Investing 08:23 Two Biggest Financial Mistakes 10:29 Rebuilding Investment Strategy after Mistakes 11:42 How to Earn Passive Income Practically 13:00 Portfolio Allocation 14:39 Why NPS should be done in March 16:34 What Richa does with Out-of-Form Funds 17:37 Mutual Funds for Kids 19:20 The Power Couple 21:44 DON'T do this while Selling a Property 23:38 Tips for Working Professionals 25:56 Are Special Allowances allowed in New Tax Regime? 28:06 Final Advice ------------------------------------------------------------------------- If you'd like to share your story with us, please fill out the form: https://forms.gle/zNrTd6SFv7hrTKne9 Connect with CA Richa on LinkedIn - / carichamalhotra Follow us on social media: LinkedIn: / powerup-money YouTube: / @powerup_money Twitter: / powerup_money Instagram: / powerup_money PowerUp Money is India's trusted mutual fund advisory app. Find us here:- https://app.powerup.money/xDsX/poweru... Website: https://app.powerup.money/xDsX/okhz0dok ------------------------------------------------------------------------- Check-out our Playlist Power Pioneers: • Playlist --------------------------------------------------------------------------- #financialindependence #retireearly #powerupmoney #powerpioneers #powerpioneerspodcast #financialfreedom #mutualfunds #stocks #investing #newtaxregime #incometax #ca
